2424 HARBOUR DRIVE, Punta Gorda, FL, 33983 | $1,450,000

Modern waterfront luxury with DIRECT BOATING ACCESS — a PRIVATE RESORT-STYLE ESTATE in Harbour Heights and ADDITIONAL BUILDABLE RESIDENTIAL LOT for GUEST HOME / GARAGE !
Positioned on a rare EXTENDED-DEPTH WATERFRONT HOMESITE providing exceptional privacy and outdoor living space overlooking the Peace River and Whidden Bay, this extensively upgraded custom residence delivers the perfect balance of modern design, structural improvements, and true Florida waterfront living. Built for beauty and peace of mind, the home features NEW 2023 HURRICANE-IMPACT SLIDERS AND WINDOWS, METAL ROOF (2023 & 2004), THREE NEWER A/C SYSTEMS WITH THREE-ZONE CLIMATE CONTROL (2024, 2019 & 2019), NEST SMART THERMOSTATS, and a NEW SEPTIC SYSTEM (2025) offering long-term confidence for waterfront ownership. PLUS WHOLE-HOUSE AQUASURE WATER SOFTENER, IN-CEILING SPEAKERS (ZONED), and HARDWIRED SECURITY CAMERAS W/ AUDIO.
Inside, the home showcases a thoughtfully designed layout filled with custom details and hidden architectural elements. The living room centers around a CUSTOM FEATURE WALL WITH BUILT-IN FIREPLACE, while a CONCEALED BOOKSHELF ENTRANCE reveals the private stairwell leading to the primary suite, complete with MOTION-SENSOR STAIR LIGHTING.
The GOURMET KITCHEN was designed for everyday luxury and entertaining, featuring QUARTZ COUNTERTOPS, CUSTOM SOFT-CLOSE CABINETRY, BUILT-IN PANTRY AND BREAD DRAWERS, DEDICATED CUTLERY STORAGE, AUTOMATIC TRASH SYSTEM, and expansive island seating with open flow to living spaces.
The PRIMARY SUITE serves as a true retreat, offering elevated views across the Peace River and Whidden Bay, a SPA-STYLE EN-SUITE BATH with double vanity, oversized soaking tub, MULTI-HEAD WALK-IN SHOWER, and a remarkable 15’ x 13’ KRAFTMAID CUSTOM WALK-IN CLOSET and PRIVATE WASHER/DRYER. Modern living continues with a HARDWIRED REOLINK SECURITY SYSTEM WITH AUDIO and IN-CEILING SPEAKERS throughout the living areas, upstairs, and balcony allowing music to be played individually by zone or synchronized throughout the home and outdoor spaces.
Enjoy OVER 1, 000 SQ FT OF COVERED EXTERIOR LIVING SPACE connecting indoor and outdoor entertaining areas. The HEATED SALTWATER POOL overlooks tropical landscaping, while paver walkways wrap around the home and extend to the waterfront.
The backyard is designed as a private coastal retreat featuring a PERGOLA WITH METAL ROOF AND IN-GROUND FIREPIT, ROYAL, COCONUT, CHRISTMAS, AND ALEXANDER PALMS, producing fruit trees including mango, cherry, olive, lime, lemon, and guava, ST. AUGUSTINE CITRABLUE LAWN WITH AUTOMATIC IRRIGATION, and expansive yard space rarely found on waterfront properties.
Boating enthusiasts will appreciate the TREX-DECK DOCK SYSTEM with U-SHAPED ACCESS surrounding the COVERED BOAT LIFT, plus a FLOATING DOCK DESIGNED FOR TWO JET SKIS providing effortless access to open water adventures.
While the home includes a 1. 5-car garage, it is complemented by a DEEP TANDEM TWO-CAR CARPORT W/ EPOXY FLOORING accommodating full-size trucks, additional vehicles, or RV parking offering flexibility rarely available in waterfront homes.
Located in peaceful Harbour Heights near the PUBLIC BOAT RAMP, PARK, PLAYGROUND, Punta Gorda, I-75, dining, and Gulf boating beyond.
A rare opportunity to own a FULLY UPGRADED, MOVE-IN-READY WATERFRONT ESTATE combining modern innovation, privacy, and resort-style living in one of Southwest Florida’s hidden gems. COME EXPERIENCE THIS WATERFRONT HOME IN PERSON.

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 96.35 x 200 x 92 x 190
  • Laundry: Inside, Laundry Closet, Laundry Room
  • Style: Custom
  • Year Built: 1979
  • Garage: 1-car Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Parking Pad, RV Carport
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,401
  • Acreage: 0.67
  • Lot Size: 96.35 x 200 x 92 x 190
  • Est. Taxes: $8,373
  • Lot Desc: Flood Insurance Required, In County, Key Lot, Landscaped, Oversized Lot
  • View: Pool, Water
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Whole House R.O. System
  • MLS#: C7522148
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/C7522148/2424harbourdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/25/2026 11:54:15 PM)
Listing courtesy of RE/MAX PALM PCS   Phone: 941-889-7654

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2424 HARBOUR DRIVE, Punta Gorda, FL, 33983

$1,450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,160,000 $1,160,000 $1,160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.082% 5.858% 5.806%
Monthly Tax Payment $698 $698 $698
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,496 $6,769 $9,555
Total Monthly Payment $7,319 $7,592 $10,378

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.