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Located in the highly sought-after Cresswind at The Ponds, 2004 Redback Court offers the ease of low-maintenance living within a gated 55+ community. Tucked inside The Ponds master-planned neighborhood and across the street to the exclusive amenities center, this address blends peaceful surroundings with everyday convenience. This single-story, ranch-style residence was built in 2015 and offers approximately 1, 558 square feet of thoughtfully designed living space. The open-concept floor plan creates seamless flow between the eat-in kitchen and shared living and dining area--ideal for both entertaining and quiet evenings at home. The gourmet kitchen features a large center island with seating, granite countertops, Energy Star appliances and room for a kitchen table beside the front window. Abundant cabinetry and workspace make it as functional as it is inviting. The primary suite is privately positioned on the back of the home and includes ceiling fan, dual vanities, an enormous, tiled shower with glass doors, and multiple walk-in closets. A second bedroom and nearby full bath provide comfortable space for guests or a flex space. Additional highlights include a convenient laundry room with utility sink, a screened porch with river rock flooring and a spacious front porch overlooking the beautiful amenity center. Life in Cresswind at The Ponds is designed around connection and activity. Residents enjoy exclusive access to resort-style amenities including multiple pools, zero-entry pool and hot tub, tennis and pickleball courts, bocce ball, state-of-the-art fitness center, craft room, billiards room, fire pits, walking and jogging trails, and a beautifully appointed clubhouse with commercial kitchen and gathering spaces. Lawn maintenance, security, and gated access are included, creating true lock-and-leave convenience. In addition, homeowners enjoy access to The Ponds' broader amenities, including the community farmhouse. This impeccably maintained home offers the benefit of move-in-ready condition without the delays of new construction--an exceptional opportunity to enjoy active, lowcountry-inspired living in one of Summerville's premier 55+ communities.
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Our Executive Mortgage Banker:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,896 | $1,970 | $2,591 |
| Total Monthly Payment | $1,971 | $2,045 | $2,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.