22 Apple Tree Lane, Windsor, CT, 06095 | $449,900

Tucked at the end of a quiet cul-de-sac, this riverfront home offers something rare; privacy, space, & sweeping views of the Farmington River with property rights extending to the water's edge. Set on . 63 acres and located outside the flood zone, this is where everyday living feels like a retreat. Inside, over 2, 000 sq ft unfolds with a layout designed for both connection and comfort. The formal living and dining rooms feature hardwood floors, while the renovated kitchen showcases granite countertops, LVP flooring, and two pantries for exceptional storage. The spacious family room opens to the kitchen and is surrounded by sliders that frame panoramic views of the wrap-around deck, patio, gardens, and river beyond. Upstairs offers three generously sized bedrooms including a primary en suite and a beautifully remodeled full bath. The walk-out lower level provides backyard access and flexible space for storage, hobbies, or future finishing. Heated mudroom, 2-car garage, and major mechanical updates already completed. Positioned at the end of a cul-de-sac, outside the flood zone, with river frontage and convenient access to shopping, dining, highways, and Bradley Airport, 22 Apple Tree Lane offers the rare combination of serenity and accessibility. This isn't just a move-up home, it's a lifestyle upgrade. This home has been thoughtfully maintained and upgraded, offering both aesthetic appeal and long-term value. The kitchen renovation combines classic granite surfaces with durable luxury vinyl plank flooring, creating a space that is as functional as it is inviting. Two pantries provide abundant storage rarely found in homes of this size. The family room is the true heart of the home; bright, open, & oriented toward the river. Multiple sliders bring in natural light and create seamless indoor-outdoor flow to the wrap-around deck. Whether hosting gatherings, enjoying quiet mornings with coffee, or watching the seasons change over the water, the setting delivers year-round beauty. Upstairs, the primary suite offers privacy and comfort, while the remodeled full bath blends modern finishes with timeless design. All three bedrooms are generously sized to accommodate today's lifestyle needs. The walk-out basement includes rear bay access to the backyard, offering flexibility for workshop space, storage, or potential future expansion. Major improvements include windows and double oil tanks replaced in 2020, boiler replaced in 2018, roof approximately five years young, new wood stove (conveys), programmable thermostats, and a brand-new front and storm door. These updates provide peace of mind for the next owner. Minutes to Hartford and Bradley Int'l Airport, yet peacefully set in one of Windsor's most desirable neighborhoods.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1968
  • Garage: 2-car Attached Garage,Driveway,Paved
  • Heating: Baseboard,Hot Water,Zoned
  • Cooling: Central Air
  • Basement: Full,Unfinished,Storage,Interior Access,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 2,065
  • Acreage: 0.63
  • Est. Taxes: $7,239
  • Lot Desc: In Subdivision,Lightly Wooded,On Cul-De-Sac,Water View
  • Water Front: Yes
  • Elem. School: Per Board of Ed
  • High School: Windsor
  • Appliances: Oven/Range,Range Hood,Refrigerator,Dishwasher,Disposal
  • MLS#: 24154211
  • Website: https://www.raveis.com
    /prop/24154211/22appletreelane_windsor_ct?source=qrflyer
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Listing courtesy of Century 21 AllPoints Realty   Phone: (860) 646-4525

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Hardwood Floor11.0 x 11.0Upper
Bedroom 2 Hardwood Floor10.0 x 11.0Upper
Eat-In Kitchen Remodeled,Quartz Counters,Pantry,Vinyl Floor11.5 x 12.0Main
Family Room Remodeled,Balcony/Deck,Built-Ins,Wood Stove,Sliders,Vinyl Floor24.0 x 14.0Main
Formal Dining Room Hardwood Floor11.5 x 10.0Main
Full Bath Remodeled,Tile FloorUpper
Living Room Fireplace,Hardwood Floor11.0 x 23.0Main
Primary Bedroom Full Bath,Walk-In Closet,Hardwood Floor18.0 x 14.0Upper

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
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22 Apple Tree Lane, Windsor, CT, 06095

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.132% 5.541%
Monthly Tax Payment $603 $603 $603
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,015 $2,156 $2,893
Total Monthly Payment $2,693 $2,834 $3,571

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.