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Inspired by classic 19th-century architecture and built by Chuck Ferguson, this cedar shake cottage in downtown Beaufort is a true hidden gem. Nestled among moss-draped live oaks, camellias, and azaleas, the setting feels both private and picturesque. Located just about a mile from the Intracoastal Waterway and historic downtown Beaufort--and only a half-mile from the Spanish Moss Trail--you are perfectly positioned near Waterfront Park, the marina, shopping, and dining. This single-level home is designed for effortless living and entertaining, featuring an inviting open floor plan with exposed beams, custom built-ins, and abundant bookshelves. The aesthetic is anchored by stunning ''ink-stained'' concrete floors, offering a sophisticated, designer touch to the interior. The primary suite offers a marble-top vanity, soaking tub, and walk-in closet, while the second bedroom or office has convenient access to a full bath with a tiled shower. Transitioning seamlessly to the outdoors, the home features approximately 200 square feet of screened porch, providing the perfect sanctuary to enjoy the coastal breezes and serene garden views year-round. The covered entry further showcases the craftsmanship with a striking 9-foot-wide mahogany front door and sidelights. Featured in the Fall/Winter 2019 edition of Cottage Style Magazine, this thoughtfully designed shingle-style cottage perfectly blends timeless character with Lowcountry charm.
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Our Executive Mortgage Banker:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,832 | $3,988 | $5,265 |
| Total Monthly Payment | $3,924 | $4,080 | $5,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.