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54 Charter Oak Drive, East Lyme, CT, 06333 | $539,000
Have you been looking for a 3-bedroom, 2. 5 bath home in E. Lyme? This may be the one you've been waiting for! Welcome to 54 Charter Oak Dr. , set on a 1/2 acre in a desirable, walkable neighborhood. Inside, hardwood floors span the main level consisting of a large Living Room, bright Kitchen & Dining Room. The kitchen is a standout with granite counters, stainless steel appliances, skylight & a vaulted ceiling that adds airy charm. The deck, accessed through a conveniently located door in the kitchen, adds nearby space for outdoor grilling. The contemporary split-level layout offers a front entranceway & places all 3 bedrooms together on the upper level. The bedrooms contain hardwood floors throughout. The Primary en-suite features a remodeled bath with tile shower & double sinks. The remaining bedrooms share the hall bathroom, renovated in 2023, complete with a tub/shower. Need extra room to spread out? The finished lower level boosts the home to roughly 2, 056 sq ft & includes a comfortable family room with fireplace, an office/flexible-use space, plus a remodeled laundry room & updated 1/2 bath. Step outside to a backyard made for relaxing & entertaining, featuring a professionally installed (2025) above-ground pool with decking & fenced yard, great for pets & outdoor play. Solar panels help keep electric bills low, making this home as practical as it is welcoming. Enjoy easy access to I-95, shopping & nearby beaches, the perfect location for convenience & fun! Additional photos will be added on Friday, Feb. 20th. Subject to Sellers finding suitable housing. Sellers work from home - showing availability will be limited during the week.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Lower Level
- Style: Split Level
- Year Built: 1979
- Garage: 2-car Attached Garage
- Heating: Hot Water
- Cooling: Split System
- Basement: Partial,Heated,Cooled,Liveable Space,Concrete Floor
- Above Grade Approx. Sq. Feet: 1,544
- Below Grade Approx. Sq. Feet: 640
- Acreage: 0.52
- Est. Taxes: $6,723
- Lot Desc: Level Lot,Sloping Lot
- Elem. School: Flanders
- High School: East Lyme
- Pool: Safety Fence,Above Ground Pool
- Appliances: Oven/Range,Refrigerator,Dishwasher
- MLS#: 24154521
- Website: https://www.raveis.com
/prop/24154521/54charteroakdrive_eastlyme_ct?source=qrflyer
Listing courtesy of Willow Properties Phone: (860) 415-8374
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Walk-In Closet,Hardwood Floor | 11.0 x 13.0 | Upper |
| Bedroom 2 | Hardwood Floor | 10.0 x 12.0 | Upper |
| Dining Room | Hardwood Floor | 11.0 x 17.0 | Main |
| Family Room | Fireplace,Tile Floor | 16.0 x 19.0 | Lower |
| Full Bath | Remodeled,Tub w/Shower,Tile Floor | 6.0 x 7.0 | Upper |
| Half Bath | Remodeled,Laminate Floor | 5.0 x 6.0 | Lower |
| Kitchen | Skylight,Granite Counters,Island,Hardwood Floor | 12.0 x 17.0 | Main |
| Living Room | Vaulted Ceiling,Hardwood Floor | 14.0 x 22.0 | Main |
| Office | Walk-In Closet,Tile Floor | 10.0 x 13.0 | Lower |
| Other | Laminate Floor | 5.0 x 9.0 | Lower |
| Primary BR Suite | Remodeled,Full Bath,Stall Shower,Tile Floor | 12.0 x 16.0 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
54 Charter Oak Drive, East Lyme, CT, 06333
$539,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $560 | $560 | $560 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,551 | $2,690 | $3,521 |
| Total Monthly Payment | $3,203 | $3,342 | $4,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524