301 Indigo Bay Circle, Mount Pleasant, SC, 29464 | $1,625,000

This impeccably cared-for and thoughtfully upgraded four-bedroom, four-bath home blends elegance, comfort, and functionality in the heart of Mt Pleasant. A grand entry welcomes you with soaring twenty-foot ceilings and an eye-catching spiral staircase that sets the tone for the home's refined design. The renovated kitchen shines with updated appliances, refreshed cabinetry, modern backsplash, and stylish lighting, while rich Brazilian cherry hardwood floors bring warmth and continuity throughout the main living spaces and onto the screened porch, recently refinished for a fresh, polished feel. The spacious first-floor primary suite offers a private retreat with dual walk-in closets and a well-appointed bath featuring a soaking tub, separate shower, and double vanities. For added convenience, a private elevator provides easy access from the garage to the main living areas. An additional main-level bedroom, currently used as a home office, includes an adjoining full bath, making it ideal for guests or flexible living. A spacious laundry room with new washer and dryer adds everyday ease. Upstairs, both bedrooms feature newly installed hardwood floors, replacing previous carpeting. One opens to a rebuilt private deck, and the shared bath has been refreshed with an updated vanity. Outdoor living is equally inviting, with serene pond and fountain views from the screened porch and back deck. A nearby trail to Breach Inlet offers beautiful Lowcountry scenery and easy access to coastal walks. Recent exterior updates include fresh paint (2025), resealed decking and patio, a re-screened porch, and rebuilt backyard stairs. Major system upgrades include a new roof (2023), HVAC and ductwork (2022), internal dehumidifier and UV air purifier (2024), and updated lighting throughout. The enclosed garage features its own dehumidifier and a built-in gym area. Ideally located just minutes from the beach, top-rated schools, and downtown Charleston, this home offers refined coastal living in a quiet, custom-home community with a low annual HOA.

Features

  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Washer Hookup, Laundry Room
  • Style: Traditional
  • Development: 42 - Mt Pleasant S of IOP Connector
  • Year Built: 2005
  • Garage: 3-car
  • Heating: Forced Air
  • Cooling: Central Air
  • Approx Sq. Feet: 3,523
  • Acreage: 0.3
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Mamie Whitesides
  • Middle School: Moultrie
  • High School: Lucy Beckham
  • MLS#: 26004786
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /eprop/26004786/301indigobaycircle_mountpleasant_sc?source=qrflyer
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Listing courtesy of The Exchange Company, LLC

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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301 Indigo Bay Circle, Mount Pleasant, SC, 29464

$1,625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,300,000 $1,300,000 $1,300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.349% 6.203%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,586 $8,004 $10,970
Total Monthly Payment $7,711 $8,129 $11,095

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.