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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. This home is virtually staged and digitally edited for the buyers potential updates (new flooring, painting, etc). Discover exceptional potential in the highly sought after 55+ golf community of Mainlands of Tamarac by the Gulf—a golf-cart-friendly neighborhood known for its relaxed lifestyle, strong community atmosphere, and convenient central location. This solid block, 2-bedroom, 2-bath residence offers 1, 794 square feet of expansive living space and presents an outstanding investor or renovation opportunity. The home is being sold AS IS and will benefit from remodeling and updating—providing the perfect canvas to customize, modernize, and add value in one of the area’s most established and well-regarded communities. A split-bedroom floor plan enhances privacy and functionality, making the layout ideal for both full-time residents and seasonal owners. Inside, you’ll find a generously proportioned and highly versatile living area featuring a combined living, dining, and family room—creating an open, flexible space designed for entertaining, gatherings, and everyday comfort. The galley-style kitchen is conveniently positioned and includes a cozy breakfast nook, offering a casual space for morning coffee or informal meals. A large laundry room with utility sink adds exceptional practicality and additional storage capacity—an increasingly rare feature in homes of this style. The primary bedroom is privately situated and serves as a comfortable retreat, complete with a large walk-in closet and a private en-suite bath. The secondary bedroom and full guest bath are thoughtfully placed on the opposite side of the home, providing ideal separation for guests, visiting family, or a home office. Additional highlights include a two-car attached garage, a spacious covered front porch perfect for enjoying Florida’s mild evenings, and a reputation for being high and dry—offering peace of mind and long-term confidence in ownership. One of the most attractive features is the low monthly HOA, which delivers exceptional value and convenience. The association fee includes exterior maintenance, lawn care, roof maintenance, access to the community pool, and a wide variety of recreational and social activities—allowing residents to enjoy a truly low-maintenance lifestyle. Ideally located just minutes from shopping, specialty dining, and everyday conveniences, this home also offers quick and easy access to Downtown St. Pete and Tampa, making it perfectly positioned for commuters, medical facilities, cultural attractions, and major employment centers. Best of all, you’re only a short drive from Florida’s top-rated Gulf beaches, offering endless opportunities for outdoor recreation, waterfront dining, and coastal relaxation. Whether you’re seeking a full-time residence to personalize, a seasonal getaway to transform in a well-established 55+ golf community, this property delivers outstanding potential, location, and lifestyle value in one of Pinellas County’s most desirable active-adult neighborhoods.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.292% | 5.561% |
| Monthly Tax Payment | $516 | $516 | $516 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,284 | $1,337 | $1,769 |
| Total Monthly Payment | $1,875 | $1,928 | $2,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.