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Presented by
The Rosemarie Smith Team |
FULL-GOLF MEMBERSHIP OPPORTUNITY TO THE DANIEL ISLAND CLUB! This unique option allows the buyer to pay the Club's initiation fee and, in return, skip the lengthy waitlist! Aand ARB approved house plans offered. ** Tucked along the winding streets of Daniel Island's newest enclave, 1077 Ship Builder Street offers an exceptional opportunity to build in The Retreat. The 0. 84-acre homesite is flat and expansive, with mature live oaks gracing the rear of the property--an ideal canvas for a thoughtfully designed custom residence complete with outdoor living and an elevated pool. Whether you proceed with the approved architectural plans provided by the seller or begin with a blank slate, this property invites creativity and vision. Bounded by Lowcountry waterways and framed by sweeping marsh vi emerging on the northernmost edge of Daniel Island. Exclusive resident amenities include a waterfront pavilion, private boat ramp, and expansive marsh vistas that celebrate the Lowcountry lifestyle. As the final and most exclusive neighborhood within Daniel Island Park, The Retreat is home to just 62 families, offering privacy, natural beauty, and a coveted Charleston address. The thoughtfully designed floor plans showcase a residence that unfolds with both elegance and intention. Upon entering from the inviting front porch, you are welcomed into a gracious foyer that immediately establishes a sense of arrival. To one side, a private study offers a refined retreat, while the foyer naturally transitions into the expansive great room, anchored by generous proportions and seamless connectivity to the heart of the home. The kitchen, complete with a butlery pantry and adjacent dining room, is designed for both elevated entertaining and effortless daily living. Tucked away for privacy on the main level, the owner's suite serves as a serene sanctuary, featuring a spacious bedroom, a well-appointed bath, and an impressive wardrobe. At the rear of the home, walls of glass open to a vaulted rear porch and outdoor living spaces that overlook a tranquil marsh framed by graceful live oak trees--an ever-changing natural backdrop that elevates everyday living. The outdoor dining area, kitchen, and pool with spa and tanning ledge further extend the home's entertaining possibilities. Upstairs, a central loft leads to additional guest suites, a media room, and an upper porch, offering both comfort and flexibility for family and visitors. On the ground floor, the plans showcase a three-car garage along with a dedicated golf cart bay, blending luxury with practical convenience. Throughout, the layout reflects a sophisticated understanding of flow, privacy, and connection to the surrounding landscape. *Buyer to pay a one-time neighborhood enhancement fee of 0. 5% of the sales price to the Daniel Island Community Fund at closing, along with an estoppel fee to the Daniel Island Property Owners Association, Inc. Buyer/buyer's agent to verify all information deemed important, including flood zone, school zone, square footage, acreage, etc.
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$2,290,000
Sales Associates
William Raveis Real Estate
Phone: 860.227.5806
TheRosemarieSmithTeam@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,832,000 | $1,832,000 | $1,832,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.259% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,691 | $11,131 | $15,459 |
| Total Monthly Payment | $10,816 | $11,256 | $15,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.