2108 PORTSIDE PASSAGE, Palm Harbor, FL, 34685 | $399,900

Under contract-accepting backup offers. Welcome home to this tastefully updated and well-maintained property situated in the popular Eastlake Corridor boasting great curb appeal, a brick pavered driveway, lovely landscaping and a mature Staghorn Fern greeting you at the doorstep! This home features a lot of natural light and is totally renovated including brand new luxury vinyl flooring throughout, newer Hurricane impact windows & sliding doors (2020), a beautifully updated kitchen with granite, wood cabinets & stainless steel appliances, updated baths, 6 panel new doors throughout, recessed lighting, hot water heater (2024), water softener (2024), air conditioning (2019), roof (2015), popcorn ceilings removed and even the electrical panel was replaced! The master bedroom is a good size and features a large walk-in closet with built-in shelving and a completely remodeled ensuite bath with dual sinks and a large walk-in shower. The split bedroom floor plan includes a spacious 18’X11’ second bedroom for guests to enjoy their space! Two new sliding doors lead out to a screened-in lanai and a brick pavered open patio overlooking a private backyard space with an abundance of deer & wildlife right outside your door! Enjoy an oversized 2 car garage with built-in cabinets (loads of storage room)! Anchorage is a super 55+ community with a large pool and clubhouse for the residents to enjoy gatherings, a game of pool or the library, and a low HOA fee of $500 Yearly! Superb location for bikers & walkers adjacent to the Pinellas Trail & Chesnut Park with a boat launch on Lake Tarpon! Conveniently located minutes to the YMCA and several upscale golf courses, great restaurants & shopping, 20 minutes to the award-winning Gulf Beaches and Tampa Airport, football, hockey & baseball sports venues, Performing Arts Center, Ruth Eckerd Hall and trendy Downtown Dunedin. Pet friendly and fences allowed. Don't miss out on this super charming property and best of all, not in a flood zone!

Features

  • Amenities: Clubhouse, Pool, Recreation Facilities
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 76 x 90
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Mid-Century Modern
  • Year Built: 1978
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,525
  • Acreage: 0.16
  • Lot Size: 76 x 90
  • Est. Taxes: $2,850
  • HOA Fee: $500 Annually
  • Lot Desc: Landscaped, Private, Sidewalk
  • Adult Communities: Yes
  • Elem. School: Cypress Woods Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8478090
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8478090/2108portsidepassage_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/2/2026 12:03:51 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2108 PORTSIDE PASSAGE, Palm Harbor, FL, 34685

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $238 $238 $238
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,767 $1,892 $2,551
Total Monthly Payment $2,080 $2,205 $2,864

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.