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Sunset views overlooking Shell Creek. Adjacent to the creek and sitting high with no history of flooding, this home delivers both beauty and peace of mind. Step outside and you’ll quickly see why this feels like such a special place. A large deck with retractable awning creates the perfect spot for morning coffee, evening cocktails, and unforgettable sunsets, while the surrounding creek and wildlife provide a tranquil, ever-changing backdrop. Two carports add convenience, and the setting offers rare privacy within the community. Inside, the open floor plan is bright and welcoming, ideal for entertaining or simply enjoying everyday life. The kitchen features creek views and a moveable center island, giving you flexible prep and storage space. An in-unit laundry area and ample storage make the home as practical as it is comfortable, seamlessly blending indoor living with the outdoors just beyond your doors. When you’re ready to venture out, you’re just minutes from Punta Gorda, where you’ll find vibrant dining, shopping, waterfront parks, and local events. Lazy Lagoon is more than just a place to live, it’s a lifestyle. Residents enjoy access to a private road, additional guest parking, and a community boat ramp, perfect for boating, kayaking, or paddleboarding on Shell Creek. A fish cleaning station makes it easy to enjoy your catch, while the 2, 000± sq. ft. clubhouse offers space for social gatherings and private events, complete with a billiards room, shuffleboard courts, and a full commercial kitchen. The community spans 37 acres with over 2, 000 feet of beautifully maintained shoreline along Shell Creek, creating a peaceful, nature-filled environment. For boat and trailer owners, a private, secured storage compound is available for a small annual fee, an exceptional convenience. Back home, enjoy low HOA fees, a quiet neighborhood, and the relaxed, social atmosphere Lazy Lagoon is known for. This is Florida living the way it’s meant to be, laid-back, scenic, and easy. Don’t miss the opportunity to make this waterfront retreat your own. Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $50 | $50 | $50 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $672 | $719 | $965 |
| Total Monthly Payment | $797 | $844 | $1,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.