New York (Upper East Side), NY, 10028 | $1,850,000

On a high floor with light pouring into every room this spacious 2BR/2BTH home has an oversized living room, huge dining area, washer/dryer and marvelous built-ins throughout. Only steps from Central Park, the Metropolitan Museum of Art and PS 6, it is a must see!

Flanked by two oversized closets, the entrance gallery leads to a beautifully proportioned 14' wide living room with generous seating that sets the tone of this warm and welcoming home. The windowed kitchen has been opened to accommodate additional shelving and glass fronted cabinetry; the dining area is big enough to devote one wall to a built-in cabinet that is both service and bar area. Overall, this is a loft-like space making it ideal for entertaining, as formal or informal as you like. Part of what makes this gracious home so appealing, in addition to its many closets, is its generous split-bedroom layout. The primary bedroom has two walk-in closets, a wall of built-ins and bathroom ensuite. The second bedroom, nearly as large, has a walk-in closet as well.

120 East 81 Street is a long established, sought after cooperative, built in 1958 by architect Paul Resnick. With hallways and lobby recently renovated, it is pet friendly, has a fully equipped gym (with 3 Pelotons), individual storage, bike room and central laundry room. Shareholders enjoy the benefit of significant monthly savings through low maintenance that includes utilities and cable, and low cost garage ($373 for shareholders) easily accessible to and from the building. Is there any wonder this building is on the short list of so many?

Features

  • Town: New York
  • Cooling: Wall Unit(s)
  • Levels: 16
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Building Other,Washer Hookup,In Unit
  • Year Built: 1958
  • Common Charge: $3,218 Monthly
  • Approx Sq. Feet: 1,400
  • View: Other
  • Pet Policy: Building Number Limit,Building Yes,Number Limit
  • MLS#: RLS20046224
  • Days on Market: 168 days
  • Website: https://www.raveis.com
    /prop/RLS20046224/120e81ststreet_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Brown Harris Stevens Residential Sales LLC   Phone: (212) 906-9234

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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New York (Upper East Side), NY, 10028

$1,850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,480,000 $1,480,000 $1,480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.000% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 5.973% 5.858% 5.681%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,945 $8,637 $12,093
Total Monthly Payment $8,070 $8,762 $12,218

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.