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12 Summit Street, E. Patchogue (East Patchogue), NY, 11772 | $659,990
Welcome to 12 Summit Street, East Patchogue – Coastal Living with Private Beach Access Nestled in the heart of East Patchogue, 12 Summit Street offers the rare blend of neighborhood charm and exclusive waterfront lifestyle. Located in a sought-after community with its own private beach, this is more than a home — it’s a daily escape. From the moment you arrive, you’ll appreciate the inviting curb appeal and peaceful surroundings. Inside, sun-filled living spaces create a warm and welcoming atmosphere. The layout flows effortlessly, making both entertaining and everyday living feel seamless and comfortable. The kitchen serves as the heart of the home, featuring generous counter space and room to gather, all connected to the main living areas. Bedrooms offer restful retreats, perfect for relaxing after a long day or hosting weekend guests. Step outside and imagine summer evenings in your backyard oasis — barbecues, firepit nights, or simply unwinding under the stars. But the true highlight? Exclusive access to the community’s private beach. Enjoy morning walks along the shoreline, kayaking at sunset, or peaceful afternoons by the water — all just moments from your front door. Situated on beautiful Long Island, you’ll also be close to parks, marinas, local dining, and shopping, while still enjoying the tranquility of a coastal neighborhood setting. 12 Summit Street isn’t just a place to live — it’s a lifestyle defined by sun, sand, and serenity…Grab your Paddleboard
Features
- Town: E. Patchogue
- Amenities: Recreation Facilities
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Hall, Laundry Room
- Style: Exp Ranch
- Year Built: 2014
- Garage: 2-car
- Heating: Oil
- Cooling: Central Air, Ductless
- Basement: Storage Space
- Approx Sq. Feet: 1,850
- Acreage: 0.24
- Est. Taxes: $10,714
- HOA Fee: $1,490 Annually
- Elem. School: Frank P Long Intermediate Sch
- Middle School: Bellport Middle School
- High School: Bellport Senior High School
- School District: South Country
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 953181
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/953181/12summitstreet_epatchogue_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 Summit Street, E. Patchogue (East Patchogue), NY, 11772
$659,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $527,992 | $527,992 | $527,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $893 | $893 | $893 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,998 | $3,162 | $4,244 |
| Total Monthly Payment | $3,983 | $4,147 | $5,229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535