294 Congress Street, Charleston, SC, 29403 | $1,450,000

This exceptional home is more than a home; it's a lifestyle. Located in the highly coveted Hampton Park Terrace neighborhood on the Upper Peninsula of Downtown Charleston, two driveways offer rare convenience, allowing for a total of four off-street parking spaces. This property features boat parking, complemented by a golf cart ramp for classic lowcountry living. A private outdoor movie screen and expansive wooden deck create a perfect setting for elegant, cozy evenings under the stars. Not only does this home feature a spacious front porch, but a large screened-in back porch to enjoy sipping on your sweet tea and conversing. A thoughtfully placed automatic rainwater irrigation system will help keep your outdoor spaces lively and fresh. Timeless southern charm defines the soaring ceilings, sun-drenched interiors, charming character, and gorgeous architectural details. The beautiful chef's kitchen features custom butcher block countertops, a gas cooktop, stainless steel appliances, and a JennAir convection oven. It doesn't stop there- an inviting bar room designed for effortless entertaining adds a perfect touch for your gatherings. Four bedrooms provide comfort and versatility. Not only does the first floor primary suite feature plenty of closet space, but it also has a beautiful bathroom featuring a curbless mosaic marble shower, slate tile floors, and a custom double vanity. The second full bathroom features a deep soaking tub, perfect for unwinding after a long day of Charleston fun. With an acceptable offer, the residence may be sold fully furnished with a few personal exclusions. Convenient to all of Downtown Charleston's divine restaurants, shopping, attractions & parks!

Features

  • Amenities: Bus Line, RV/Boat Storage, Storage, Tennis Court(s), Walk/Jog Trails
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Washer Hookup
  • Style: Cottage
  • Development: 52 - Peninsula Charleston Outside of Crosstown
  • Year Built: 1920
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,326
  • Acreage: 0.11
  • Elem. School: Mitchell
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 26004688
  • Days on Market: 96 days
  • Website: https://www.raveis.com
    /eprop/26004688/294congressstreet_charleston_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Better Homes And Gardens Real Estate Palmetto

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi Mejia, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

294 Congress Street, Charleston, SC, 29403

$1,450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,160,000 $1,160,000 $1,160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.368% 6.385% 6.223%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,955 $7,142 $9,789
Total Monthly Payment $7,080 $7,267 $9,914

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.