16123 E LAKE BURRELL DRIVE, Lutz, FL, 33549 | $425,000

Sunrises over the water. Evenings by the fire. A rare lakefront retreat with room to breathe and no HOA restrictions. With 80 feet of open water frontage and a floating dock, this 2-bedroom, 2-bath home delivers the kind of waterfront lifestyle that’s hard to find. Cast a line from your backyard, launch a kayak, or simply unwind on the screened rear porch as the light dances across the lake. Inside, 2, 227 square feet unfold in a spacious open floor plan designed for both comfort and character. Decorative arches, cathedral ceilings, and custom stained-glass accents above create a warm, inviting atmosphere you won’t see in cookie-cutter homes. The kitchen and family room flow seamlessly together, anchored by granite countertops, stainless steel appliances, a Bosch dishwasher, a refrigerator, and a convenient eating space perfect for casual mornings or hosting friends. A brick fireplace adds charm and coziness to the main living area, while two sets of sliding glass doors frame the water view and fill the home with natural light. Wood flooring in the bedrooms and family room enhances the warmth of the space. Both bedrooms are generously sized, and the split-bedroom layout provides privacy. A dedicated office at the front of the home offers the ideal setup for working remotely or managing household tasks with ease. Step outside and enjoy a fully fenced yard—vinyl fencing in the front, farm fencing along the sides, and gated access to the lake. Two storage sheds provide ample room for tools, lake gear, or hobbies. The covered two-car carport, rain gutters, and additional outdoor storage add everyday practicality. Major updates offer peace of mind, including a 2022 AC system and a 2024 mini-split. The home is equipped with a water softener on a well, blending efficiency with comfort. Location is just as impressive. With quick access to I-275, commuting is simple, and you’re close to shopping, restaurants, Walmart, USF, the VA Hospital, Florida Hospital, Moffitt, Tampa International Airport, and the area’s beautiful Gulf beaches. Enjoy suburban tranquility without sacrificing convenience. This is lakefront living at its best—ready for its next owner to make it their own. ***FREE 1/0 Rate Buydown when using the seller's preferred lender!***

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 100 x 150
  • Laundry: Other
  • Year Built: 1978
  • Garage: Covered
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,227
  • Acreage: 0.36
  • Lot Size: 100 x 150
  • Est. Taxes: $5,740
  • View: Water
  • Elem. School: Chiles-HB
  • Middle School: Liberty-HB
  • High School: Freedom-HB
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Water Softener
  • MLS#: TB8476359
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/TB8476359/16123elakeburrelldrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/30/2026 8:33:54 PM)
Listing courtesy of LPT REALTY LLC   Phone: 813-359-8990

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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16123 E LAKE BURRELL DRIVE, Lutz, FL, 33549

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.557% 5.990%
Monthly Tax Payment $478 $478 $478
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,038 $2,121 $2,801
Total Monthly Payment $2,591 $2,674 $3,354

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.