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Sunrises over the water. Evenings by the fire. A rare lakefront retreat with room to breathe and no HOA restrictions. With 80 feet of open water frontage and a floating dock, this 2-bedroom, 2-bath home delivers the kind of waterfront lifestyle that’s hard to find. Cast a line from your backyard, launch a kayak, or simply unwind on the screened rear porch as the light dances across the lake. Inside, 2, 227 square feet unfold in a spacious open floor plan designed for both comfort and character. Decorative arches, cathedral ceilings, and custom stained-glass accents above create a warm, inviting atmosphere you won’t see in cookie-cutter homes. The kitchen and family room flow seamlessly together, anchored by granite countertops, stainless steel appliances, a Bosch dishwasher, a refrigerator, and a convenient eating space perfect for casual mornings or hosting friends. A brick fireplace adds charm and coziness to the main living area, while two sets of sliding glass doors frame the water view and fill the home with natural light. Wood flooring in the bedrooms and family room enhances the warmth of the space. Both bedrooms are generously sized, and the split-bedroom layout provides privacy. A dedicated office at the front of the home offers the ideal setup for working remotely or managing household tasks with ease. Step outside and enjoy a fully fenced yard—vinyl fencing in the front, farm fencing along the sides, and gated access to the lake. Two storage sheds provide ample room for tools, lake gear, or hobbies. The covered two-car carport, rain gutters, and additional outdoor storage add everyday practicality. Major updates offer peace of mind, including a 2022 AC system and a 2024 mini-split. The home is equipped with a water softener on a well, blending efficiency with comfort. Location is just as impressive. With quick access to I-275, commuting is simple, and you’re close to shopping, restaurants, Walmart, USF, the VA Hospital, Florida Hospital, Moffitt, Tampa International Airport, and the area’s beautiful Gulf beaches. Enjoy suburban tranquility without sacrificing convenience. This is lakefront living at its best—ready for its next owner to make it their own. ***FREE 1/0 Rate Buydown when using the seller's preferred lender!***
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Our Executive Mortgage Banker:
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$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $478 | $478 | $478 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,038 | $2,121 | $2,801 |
| Total Monthly Payment | $2,591 | $2,674 | $3,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.