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Under contract-accepting backup offers. Welcome to 1012 78th Street NW, a nicely updated 3-bedroom, 2-bathroom home with a two-car garage offering 1, 496 square feet of comfortable living in the desirable Catalina subdivision of Northwest Bradenton. Step inside to a spacious living room that anchors the home and flows seamlessly into the dining area and kitchen, perfect for both everyday living and entertaining. The kitchen features updated fixtures and a newer Bosch dishwasher (2023), while the adjacent family room provides flexible space ideal for a home office, playroom, or media room. Crown molding and fresh interior paint in the main living areas and select bedrooms give the home a clean, finished feel throughout. The split-bedroom layout offers privacy, with a generously sized primary suite featuring a walk-in closet and en-suite bath. Two additional bedrooms share a full bath, creating a functional and inviting floor plan. Step outside and enjoy your own private retreat. The pergola-covered outdoor space creates the perfect setting for entertaining friends, hosting weekend barbecues, or simply unwinding with a morning coffee or evening glass of wine while enjoying the beautiful Florida weather. Surrounded by refreshed landscaping and a charming shell pathway, the backyard offers both comfort and character - an inviting extension of the home designed for relaxed coastal living. Major updates provide true peace of mind, including a newer roof (2022), hurricane impact-rated windows and sliding glass doors (2022), hurricane impact-rated garage door (2022), and a replaced AC system with ductwork (2020) carrying a transferable warranty through 2030. Exterior paint and gutters were completed in 2023, further enhancing durability and curb appeal. Located just minutes from Robinson Preserve, Neal Preserve, De Soto National Park, Palma Sola Botanical Park, Geraldson’s Family Farm, and a short drive to the beautiful beaches of Anna Maria Island, this Catalina home offers the perfect blend of coastal lifestyle and everyday convenience. Move-in ready, well maintained, and thoughtfully upgraded - this Northwest Bradenton gem is ready to welcome you home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $142 | $142 | $142 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,888 | $1,939 | $2,587 |
| Total Monthly Payment | $2,105 | $2,156 | $2,804 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.