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Charming 3 bedroom, 2 bathroom single story retreat on an oversized lot in Vilano Beach offering a prime location near the beach and intracoastal! Discover effortless coastal living in this beautifully updated home, perfectly positioned on a spacious, oversized lot framed by majestic large oaks that provide shade and timeless curb appeal. This move in ready gem offers modern updates throughout, open living spaces, and a comfortable layout ideal for relaxing or entertaining. Step outside on the expansive brick paver patio to enjoy your fully fenced yard- with plenty of room for outdoor activities, gardening or simply soaking up the Florida sunshine. Large paver driveway with room to park your boat! Location is everything here: Enjoy a quick walk to the beach for morning strolls or sunrise views, or to the Intracoastal Waterway for that quintessential sunset waterfront vibe. Restaurants, and local conveniences are just a short stroll or drive away, making every day errands a breeze. Only a quick 10 minute drive to the heart of historic downtown St Augustine- America's oldest city- where you can explore charming cobblestone streets, world-class dining, boutique shops, and iconic landmarks. This home is an easy 5 minute walk away from public beach access at the end of the street, where you can walk for miles on the beach and marvel at the dolphins riding waves, pelicans flying overhead, or the thrill of a shark tooth hunt on the white sands of the Atlantic Ocean. This stretch of beach is an area of Vilano Beach that is less crowded, due to limited public parking in the area, where you will find mostly neighbors who live nearby walking down the street for beach access or driving their golf carts and waving hello. This rare combination of updated single-level living, generous lot size, mature oaks, and unbeatable walk to beach access with easy proximity to both ocean and historic charm is the opportunity you've been waiting for to begin living the good life today! Ideal for year- round living, vacation home, or savvy investment in one of Florida's most desirable coastal communities. Contact us today to schedule your private showing- your slice of St Augustine paradise awaits!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $572 | $572 | $572 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,024 | $3,234 | $4,341 |
| Total Monthly Payment | $3,688 | $3,898 | $5,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.