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Tucked away on a quiet cul-de-sac inside the gated community of Matanzas Cut, 6364 Putnam Street offers a coastal lifestyle that’s increasingly hard to find in St. Augustine. Life here moves at a comfortable pace with peaceful mornings, afternoons spent on the water or at the beach, and evenings defined by incredible sunsets over the intracoastal waterway. The oak-lined streets and Old Florida character of the neighborhood create a setting that feels private, established, and pleasantly removed from the crowds. The property welcomes you with a semicircular paver driveway wrapped around a large oak, offering both charm and extra parking. The exterior has been updated with freshly painted Hardie lap siding, a metal roof, hurricane-rated windows, and paver walkways surrounding the home providing a combination of durability, low maintenance, and coastal style. Inside, the open floor plan feels light and airy. Two guest bedrooms sit on one wing of the home, one with an ensuite bath, along with an additional full bathroom. Near the front of the home, a dedicated office with bay windows provides an ideal work-from-home setup. The renovated kitchen anchors the living space, featuring quartzite countertops, a porcelain farmhouse sink, and new appliances. On the opposite side of the home, the primary suite offers a fully renovated bathroom with clean, updated finishes. The backyard is where this home truly shines. The screened-in, saltwater heated pool is unique, featuring three water features, custom tile work, and a hidden grotto. From both the kitchen and pool area, enjoy Intracoastal views where boats drift by, wildlife makes daily appearances, and sunsets become a nightly ritual. The home has been meticulously maintained and priced to sell! Add to that the unbeatable location—less than half a mile to beach access and approximately one mile to public boat ramps—and it’s easy to see why this neighborhood is one of the best-kept secrets in St. Augustine. Homes with this combination of views, condition, location, and value rarely become available, so don’t wait and come check it out for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $575,200 | $575,200 | $575,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $517 | $517 | $517 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,176 | $3,403 | $4,586 |
| Total Monthly Payment | $3,785 | $4,012 | $5,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.