958 RIDGEWOOD TERRACE, Tarpon Springs, FL, 34689 | $515,000

HUGE Price reduction! Make Offer, seller is motivated! MUST-SEE GEM IN WHITCOMB PLACE; LOCATION, SPACE & VALUE!
Welcome to your next chapter in one of Tarpon Springs’ most desirable neighborhoods! Tucked
away in beautiful Whitcomb Place, this 3-bedroom, 3-bath, 3-car garage home blends comfort,
potential, and an unbeatable location. With a little personal touch, this home could shine like
new, the possibilities are endless! Step through the double entry doors into a bright, open floor
plan with soaring ceilings, sunlight pouring in, and a sense of spaciousness that feels far beyond
its 1912 square feet. The chef-inspired kitchen features a breakfast island overlooking the family
room, perfect for morning coffee, weeknight dinners, or entertaining friends. Glass sliders open
to a screened lanai that overlooks the beautiful in-ground pool and flows into an expansive
partially fenced backyard, ready for weekend BBQs, or simply relaxing under the
Florida sunshine. The primary suite is a private retreat with walk-in closet, a luxurious spa-style
bathroom featuring dual vanities, a soaking tub, and a separate shower. The split-bedroom
layout ensures everyone has their own space, and an indoor laundry room adds everyday
convenience. Enjoy low HOA fees, peace of mind knowing this home has never flooded, and an
incredible location just minutes from everything Tarpon Springs has to offer — Gulf beaches,
Fred Howard Park, Sunset Beach, the Sponge Docks, and the Historic District filled with
charming boutiques and waterfront dining. Outdoor enthusiasts will love nearby Craig Park with
tennis courts and a kayak launch, while students and professionals alike will appreciate
proximity to St. Petersburg College, medical facilities, and top-rated schools. And with Tampa
International Airport only 35 minutes away, you’re connected to it all! Don’t miss this rare
opportunity, homes in Whitcomb Place are rarely available and never last long. Come see why
this is one of Tarpon Springs most beloved communities! Don't miss out!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 88 x 120
  • Laundry: Inside
  • Year Built: 1992
  • Garage: 3-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,912
  • Acreage: 0.24
  • Lot Size: 88 x 120
  • Est. Taxes: $9,674
  • HOA Fee: $725 Annually
  • Pool: In Ground
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: W7883170
  • Days on Market: 93 days
  • Website: https://www.raveis.com
    /prop/W7883170/958ridgewoodterrace_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 1:09:14 PM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

958 RIDGEWOOD TERRACE, Tarpon Springs, FL, 34689

$515,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $412,000 $412,000 $412,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $806 $806 $806
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,537 $2,601 $3,421
Total Monthly Payment $3,435 $3,499 $4,319

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.