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Under contract-accepting backup offers. Welcome to Shadow Lakes, a hidden gem on the north side of State Road 52 in Hudson, where low fees, smart updates, and everyday convenience come together. Offered at $285, 000, this fully renovated single story home features 1, 579 heated square feet and 2, 349 total square feet of thoughtfully updated living space, originally built in 1986 and completely refreshed between 2022 and 2026. As a neighborhood specialist with multiple sales on this street, this is a rare opportunity to own in a community known for its incredibly low HOA of just $63 a year and no CDD fees, saving homeowners thousands annually compared to nearby neighborhoods. Located in Flood Zone X, buyers can enjoy the added peace of mind of not requiring flood insurance.
Inside, the home showcases a bright, modern interior with luxury vinyl plank flooring throughout, fresh interior and exterior paint, and all new trim, doors, drywall, light fixtures, and blinds. The updated kitchen and bathrooms feature white cabinetry paired with marble look porcelain tile countertops, backsplash, and shower surrounds, creating a clean and timeless aesthetic. Major systems have all been replaced within the past few years, including the roof, windows, HVAC system, and water heater, and the seller has even included a brand new washer and dryer, making this truly move in ready.
The split bedroom floor plan offers privacy and functionality, with a spacious primary suite tucked away from the guest rooms, complete with a large walk in closet and private ensuite bathroom. Two generously sized secondary bedrooms share a well-appointed full bath, making the layout ideal for families, guests, or a home office setup. Outside, the home sits on a level 70 by 108-foot lot with ample space to add a future pool, along with a screened back porch perfect for relaxing evenings and a covered front porch courtyard with retaining wall and irrigation system that adds curb appeal and charm.
Conveniently located just minutes from State Road 52 and the Suncoast Parkway, commuting to Tampa, the airport, and surrounding areas is simple, while nearby shopping, grocery stores, and everyday essentials are all within easy reach. Priced under $300, 000, this home is an exceptional option for first time buyers, veterans, or anyone looking to downsize into comfortable single level living without sacrificing quality or location.
AGE OF MAJOR MECHANICS: ROOF - 2022, HVAC - 2019, WATER HEATER - 2023, WATER SOFTENER - 2026, WINDOWS - 2022
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $391 | $391 | $391 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,367 | $1,422 | $1,893 |
| Total Monthly Payment | $1,833 | $1,888 | $2,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.