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Welcome Home to this Great Starter Home Located in Oak Crest Estates ~ a small quiet subdivision with LOW HOA that is close to EVERYTHING in ZEPHYRHILLS from ADVENT HEALTH HOSPITAL (less than 1 mile or 3 minutes) to Zephyrhills HIGH SCHOOL (1 mile or 5 minutes) to Major Shopping from Wal-mart, Publix, Lowes and so many more (1 to 2 miles or 5 to 7 minute drive) to Local Eats from Mom & Pops to all the usual from Chick-Fil-A, Panera & many others! This Concrete Block Home with 3 bedrooms 2 baths 2 car garage has a screened-in FRONT PORCH and a LARGE FLORIDA ROOM in the back with a FENCED-IN BACKYARD with a SHED & a small Bunker. This home offers a high ceiling with a SPLIT FLOOR PLAN. The Master Bedroom has dual closets with en suite bathroom with separate shower and tub. On the other side you have TWO Secondary Bedroom Sharing a Second Bath. Laundry Room is inside between Garage and Kitchen. The Kitchen boast lots of counter space surrounded by cabinets for storage that opens up to the living area and the Florida Room. Home needs a some TLC/updating or cosmetic touches but has a NEW ROOF 2023. NEW A/C 2026. LOW HOA, Flood Zone X and NO CDD. It's a great HOME to put some SWEAT EQUITY to give it your personal upgrade. It's close major highways including SR 54, SR56 and US 301 for your commute to connect with I75 or I275 where ever you need to get to! Reach out to tour this home and to get more information on how to purchase this home with either down payment assistance or a Renovation Loan to upgrade the Kitchen or Bath! So Many Options!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $491 | $491 | $491 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,497 | $1,959 |
| Total Monthly Payment | $2,003 | $2,063 | $2,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.