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LOCATION, LOCATION, LOCATION!Searching for the ideal spot between Folly Beach and downtown Charleston? This charming James Island home offers the best of both worlds--just 2 miles from the sandy shores of Folly and only 8 miles to the vibrant energy of King Street. Located in the welcoming Riverfront neighborhood, residents enjoy monthly food truck gatherings and festive holiday celebrations throughout the year. With no HOA, you'll have the freedom to park your boat, store beach gear under the home, or even use the property as a short-term rental. Nestled beneath a majestic 100-year-old oak tree, this private retreat offers shade and seclusion from both the street and neighboring homes. Inside, you'll find over 1, 500 square feet of thoughtfully updated living space featuring: - 3 bedrooms and 2 full bathrooms - Roomy kitchen with granite countertops, stainless steel appliances, tile flooring, glass tile backsplash, and oak cabinetry - Open-concept layout perfect for entertaining - Naturally lit dining area with sliding glass doors leading to a spacious deck - Hardwood floors in the main living areas and bedrooms - Vaulted living room ceiling and a cozy wood-burning fireplace with a stone hearth - Large front-facing windows for abundant natural light - The spacious primary suite includes a walk-in closet and an en-suite bath with dual vanities, a soaking tub, and a separate shower. A fully fenced backyard adds even more privacy and functionality. This is a fantastic opportunity to own an updated home in one of the most affordable communities near Folly Beach--close to the sand, the city, and everything in between.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,314 | $2,441 | $3,196 |
| Total Monthly Payment | $2,389 | $2,516 | $3,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.