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Stunning 5 Bedroom Home with First-Floor Owner's Suite in one of Summerville's most coveted neighborhoods, The Ponds. This home has loads of extras including an office, FROG, screened porch, a walk-In attic & private fenced backyard. The sellers are offering $10, 000 in flex cash which a buyer can use to cover closing costs, buy down the rate, use as a paint allowance, or just take it off the price. The choice is yours! Welcome to this beautifully designed 5-bedroom, 3. 5-bath home offering 2, 907 square feet of living space in The Ponds, Summerville. Perfectly blending functionality, flexibility, and timeless style, this property offers the ideal layout for Lowcountry living. The entry features soaring ceilings, creating an open and welcoming first impression. Engineered wood flooring flows throughout the main living areas, complemented by a beautiful wood staircase, and wood floors in the upstairs breezeway. One-Story Living: Everything you need is conveniently located on the first floor of this home. First floor highlights include a spacious Owner's Suite - A true retreat featuring a luxurious bath with soaking tub as well as an expansive walk-in closet with a shoe cabinet. Work-from-home in the dedicated office/flex space which ensures privacy and productivity. Also conveniently located on the first floor is the laundry room with cabinetry and utility sink, as well as a guest powder room. This home offers incredible versatility to suit your changing needs. An impressive 315 Sq Ft FROG (Finished Room Over Garage) is ideal for a 5th bedroom, game room, or media center. The incredible 143 Sq Ft Walk-In Attic provides exceptional accessible storage or the potential to be finished into a 6th bedroom, home gym, or hobby room. The spacious kitchen with with a flow for entertaining is designed for both everyday meals and hosting a crowd. It features granite countertops, upgraded cabinetry with pull-out shelving, a gas cooktop with a vented hood, and a bright breakfast nook. As a bonus, the kitchen refrigerator conveys with the home. For larger gatherings, the formal dining room comfortably seats 10, making this home a true entertainer's delight. The backyard has mature landscaping and is a true retreat. Fully fenced with a 6-foot living fence that comes alive in spring and summer with fragrant Star Jasmine blooms. Relax on the screened porch year-round or grill on the large stone patio. Grow your own veggies in the raised garden beds which are connected directly into the irrigation system for effortless watering. Couple this home with an amenity rich, golf-cart friendly community, with its own YMCA, hiking trails, kayak launch, dog park, numerous waters to fish, parks to play, swimming pool, picnic pavilion with gas grills, neighborhood tree house, coffee cottage, plus a historic farmhouse amenity center, and you've got yourself a beautiful life in the Charleston area. While school zoning should always be verified & is subject to change, it should be noted that this home is currently zoned for the highly sought after Dorchester District 2 (DD2) schools. Its elementary school, Sand Hill Elementary was named a 2024 Blue Ribbon School. Sand Hill is one of only 4 South Carolina schools to receive this recognition, and one of only 365 schools nationally. The home is located about 12 minutes from Sand Hill Elementary and the highly desired Rollings Middle School of The Arts, and Pinewood Preparatory. In addition to this amazing home, there is something to be said about the community as well, because it truly is a unique and special place. Many residents jokingly say it's much like a Hallmark movie. One which they enjoy having a role in. Zoned for highly desired DD2 schools, the Ponds is a community full of amenities and activities for all ages. Full of forest like woods with miles of trails to hike, unwind, and reconnect. This is the type of community where neighbors extend a hand to help. Where those same neighbors become friends, and grow to feel like family. If you are looking for a place to put down roots and grow, this is it. The Ponds is best known for its preserved natural beauty. Hundred year Oak trees positioned in the center of the community near the farmhouse make for some unbelievably beautiful sunsets. If you are touring the home around that time, be sure to take a few minutes to find this spot. We guarantee that you won't leave without snapping a photo or two. These Oaks also set the stage for one of the most frequently used fields in the neighborhood. In the summer months, the HOA hosts food truck Fridays each month here and brings in live music. Neighbors walk or drive their golf carts to this field, throw a blanket down and enjoy spirits, food trucks, live music, and good company- together. Just beside this field sits the custom built tree house. A naturesque playground built to allow all ages to climb up and into the branches of one of the hundred year old Oak trees. The community also offers a large zero entry swimming pool, a beautiful outdoor shelter with a fire place, picnic tables and 2 large gas grills, a community fire pit, a kayak launch, numerous ponds for fishing, and an amphitheater which is often used for events such as the neighborhoods Fourth of July festival. Other fun community activities include (subject to change): - Numerous golf cart parades - Annual Halloween "witch walk" (in-neighborhood food & pub crawl) - Youth fishing tournament - Easter egg hunt - Bunco - Outdoor movie nights - Youth triathlon - Weekly Tuesday evening food and dessert trucks - Fall festival with costume contest - Oyster roast & Chili cook off - Summertime Luau with live music, dancing, and food trucks - Ugly Sweater Stroll - St. Patrick's Day parade and scavenger hunt - Holiday craft festival There are also several clubs within the community for residents to join (subject to change); a fishing club, book club, trail hiking club, gardening club, and a photography club to name a few. The Ponds also boasts a historical farmhouse which serves as their amenity center. The farmhouse dates back to the 1830's and is said to be the third home ever constructed in The Ponds. Its beauty can be enjoyed by all as it serves as the center of the development. Another scenic spot to enjoy breathtaking sunsets. It's a sought-after event space and has served as host to the Annual DD2 Foundation's evening fundraiser and has even hosted a few weddings. Just beside the farmhouse sits a small cottage that serves as the community coffee house. And adorable spot to stroll to each morning to enjoy the paper, read a book, or just catch up with neighbors over a cup of joe. It even offers free WiFi and is a great spot to use occasionally if you work remotely. In addition to the endless amenities available to community residents, The Ponds is also home to one of Summerville's YMCA centers. If you've ever dreamt of being able to roll out of bed and walk to th
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,624 |
| Total Monthly Payment | $2,727 | $2,837 | $3,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.