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Filled with historic charm and character, this lovely 2-bedroom, 1-bath Cape-style home sits on a spacious double lot in desirable Cranston, RI. Thoughtfully maintained, the home features hardwood flooring throughout with an abundance of natural light. The kitchen flows into a warm and inviting living room that is complete with a fireplace. Off the living room you will find the formal dining room complete with beautiful built-in cabinetry. A main-level bedroom, full bathroom, and hallway closet complete the first floor. Upstairs, you are welcomed by a cedar closet and a landing area, perfect for an office space, before entering the second bedroom. The full, unfinished basement offers ample potential for future expansion and includes space for a laundry setup. Situated on a 10, 000 sq ft corner lot, the property boasts beautiful stone-accented walkways, a generous backyard with green space, and a built-in outdoor brick oven. A detached 3-car garage completes this charming home. In less than 15 minutes you can be at TF Green International Airport, heart of Providence and Warwick.
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William Raveis Real Estate
Phone: 888.699.8876
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $379 | $379 | $379 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,015 | $2,156 | $2,893 |
| Total Monthly Payment | $2,469 | $2,610 | $3,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.