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Welcome to Silver Ridge, a gated community offering comfort, convenience, and a true Florida lifestyle. This beautifully upgraded 4-bedroom, 2-bath home offers over 2, 000 square feet of well-designed living space and an exceptional outdoor retreat complete with a private pool and spa. Meticulously maintained, this home features numerous recent upgrades including a brand-new roof (2025), new 50-gallon water heater (2025), and exterior paint (2020). The desirable split floor plan provides both functionality and privacy, with wood flooring throughout the main living areas and multiple gathering spaces including a family room with built-in surround sound, a formal dining room, and a separate living room. The chef’s kitchen is a standout, featuring Corian countertops, upgraded cabinetry with glass inserts, in-cabinet and under-cabinet lighting, pull-out pantry shelving, tile backsplash, a breakfast nook, and a large center island with bar seating—perfect for everyday living or entertaining. The spacious primary suite serves as a private retreat with abundant natural light, a large walk-in closet, and an elegant ensuite bathroom complete with a Jacuzzi garden tub, walk-in shower, dual vanities, and updated fixtures, mirrors, and lighting. Three additional bedrooms provide flexibility for guests, family, or a home office. The guest bathroom has also been updated and includes a tub/shower combination. Step outside to your private, screened-in lanai and backyard oasis featuring an in-ground pool with slide, a separate jetted spa, and outdoor surround sound speakers—ideal for relaxing or hosting gatherings. Additional highlights include recessed lighting and ceiling fans throughout, an indoor laundry room with upgraded cabinetry, and a two-car garage with built-in shelving for extra storage. The low HOA fee includes Spectrum cable and internet and there is NO CDD to worry about! Silver Ridge amenities include a playground, basketball court, BBQ area with picnic seating, and pet stations. Ideally located just minutes from the Suncoast Expressway, top-rated schools, shopping, dining, and Florida’s Nature Coast, this home offers the perfect blend of luxury, lifestyle, and location. Schedule your private tour today and experience everything this exceptional home has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $128 | $128 | $128 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,918 | $1,996 | $2,635 |
| Total Monthly Payment | $2,121 | $2,199 | $2,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.