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Enjoy Community Boat Ramp and Dock Access with Only One Bridge to Open Water in the Golf Cart Friendly Oyster Creek Mobile Home 55+ Community in the Preferred X Flood Zone! A long driveway and covered carport welcome you to this furnished home, where vaulted ceilings and a light, neutral interior create a bright and inviting atmosphere throughout. The spacious great room opens through sliding glass doors to a glass enclosed Florida Room, providing flexible indoor and outdoor living. Keep the space enclosed during cooler weather or open the windows to enjoy refreshing breezes year round. The kitchen offers abundant white cabinetry and generous counter space, making meal preparation simple and efficient, while the dining area’s sunny bay window brings in natural light for everyday meals. An interior laundry room includes multiple built in cabinets for excellent storage and organization. Vaulted ceilings continue into the ensuite primary bedroom, featuring mirrored closet doors and a private bathroom with a step in shower and oversized vanity with makeup area. The guest bedroom offers a large reach-in closet with built-in shelving, and the guest bathroom includes a convenient shower and tub combination. The large screened lanai is ideal for morning coffee or evening cocktails, plus there is an open air patio overlooking private wooded views, perfect for grilling fresh catches after a day on the water. Additional updates include 2019 window awnings, a new membrane roof and rear wood patio deck in 2020, a 2020 HVAC system, wood cabinet doors installed in 2022, new plexiglass windows on the front lanai in 2025, and a 2026 water heater. Located in Oyster Creek Mobile Home Park, residents enjoy a low monthly fee that covers lawn maintenance, full time property management, clubhouse access, boat docks, and separate storage for RVs or boats. This pet friendly and golf cart friendly community features a private boat ramp, dock, and fishing pier with boating access to the Intracoastal Waterway and Gulf with only one bridge out, making it ideal for boating and fishing enthusiasts. Nearby Ann Dever Memorial Park offers a public pool, walking trails, picnic areas, and additional recreation, while public golf courses, shopping, dining, and the world class fishing of Charlotte Harbor and Boca Grande are just minutes away. Whether used seasonally or year round, this Englewood home at 45 Turtle Bay Circle offers an excellent opportunity to enjoy the Florida boating lifestyle in a friendly waterfront community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$169,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $135,200 | $135,200 | $135,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.533% | 5.920% |
| Monthly Tax Payment | $139 | $139 | $139 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $811 | $843 | $1,114 |
| Total Monthly Payment | $1,025 | $1,057 | $1,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.