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Presented by
Elizabeth Martins |
THIS BEAUTIFUL TURN-KEY 2004 Chariot Park Model home in Alligator Park a highly sought after 55+ active community in Punta Gorda. This one bedroom one bathroom is designed for comfortable living featuring vinyl plank flooring throughout NO CARPET, bright and airy with windows surrounding the home and high vaulted ceiling. Inside you have a comfortable reclining sofa, counter stools and a cozy dining nook. The kitchen offers plenty of cabinet and counter space. In the bedroom there is a full-length closet and ensuite bath with a shower/tub combination. The water heater was replaced in 2020 and the roof replaced in 2022 and and all new skirting. The private screened in lanai offers all NEW VINYL WINDOWS with shades for the perfect morning coffee and evening night cap and entertaining and comes with a portable A/C unit for hotter days. Your private laundry room is located in the lanai/Florida room. In the rear you have room for a patio table, barbecue and comes with a 8x10 detached shed for more storage. There is parking for two vehicles in the front of the home. The asking price INCLUDES the park share $60, 000, and the low HOA fee covers water, sewer, lawn care, a community clubhouse, brand-new pool and lap pool, library, and more. With over 50 acres of paved, lighted streets and a 34-acre lake for fishing or non-motorized boating, Alligator Park offers an active lifestyle. Situated near downtown Punta Gorda’s vibrant waterfront, you’ll enjoy easy access to Laishley and Gilchrist Parks for dining, shopping, and entertainment. This home is sold turnkey—schedule your showing today before it’s gone!
Schedule your showing today, FINANCING AVAILABLE ASK LISTING AGENT FOR INFORMATION.
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Our Executive Mortgage Banker:
Our Insurance Division:
$118,000
Sales Associate
William Raveis Real Estate
Phone: 203.690.9229
Elizabeth.Martins@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $94,400 | $94,400 | $94,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $66 | $66 | $66 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $521 | $558 | $753 |
| Total Monthly Payment | $662 | $699 | $894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.