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Set on a peaceful pond homesite in the Lochton subsection of Cane Bay Plantation, this nearly new Mungo Homes, Saluda floorplan, offers 3, 028 square feet of thoughtfully designed living space with 4 bedrooms and 3 full baths. From the moment you enter, the two story foyer creates a bright and welcoming sense of arrival, leading into open concept living spaces designed for both entertaining and everyday comfort. The family room flows seamlessly into the eat in kitchen, where an oversized island, upgraded lighting, and a custom walk in pantry added beneath the staircase elevate both function and style. The main level also features a private guest suite with full bath, ideal for visiting family, multi generational living, or a quiet home office, offering flexibility that today's buyers increasingly value. Outdoor living is just as inviting. The screened porch overlooks the pond, providing a peaceful backdrop for morning coffee or evening gatherings, while the fully fenced backyard offers space for pets, play, or future outdoor enhancements. HOA discussions are underway to add a fountain feature to the pond, which would further enhance the view and setting. Upstairs, a spacious loft offers flexible living, perfect for a media room, play area, or secondary living space. The primary suite serves as a private retreat with generous proportions and ample storage, while additional bedrooms feature large closets and convenient access to full baths. Interior enhancements include upgraded light fixtures, custom paint accents, and thoughtful storage additions. Exterior improvements such as the screened porch, fencing, and a three zone irrigation system add both comfort and convenience. A rare three car garage offers added flexibility, ideal for golf cart storage, a home gym, workshop, or additional storage space. Located just minutes from Cane Bay schools, the YMCA, shopping, and dining, residents enjoy golf cart accessibility and access to one of Summerville's most amenity rich master planned communities, featuring resort style pools, recreation facilities, and miles of scenic walking trails.
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Our Executive Mortgage Banker:
$540,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $432,000 | $432,000 | $432,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,555 | $2,660 | $3,528 |
| Total Monthly Payment | $2,647 | $2,752 | $3,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.