824 SEABREEZE DRIVE, Ruskin, FL, 33570 | $845,999

Welcome to 824 Seabreeze Drive in Ruskin, Florida — a rare, turnkey waterfront property offering exceptional flexibility, modern upgrades, and true Florida coastal living. The main residence features 3 bedrooms and 3 bathrooms, complemented by a fully finished 1-bedroom, 1-bath boathouse suite overlooking the canal, ideal for guests, extended family, or rental income. The entire property was fully renovated last year and is being offered completely furnished, allowing for immediate enjoyment or income production.

This waterfront home has been thoughtfully upgraded for comfort, efficiency, and peace of mind. The boathouse features a brand-new roof, while the main house roof was installed within the last five to six years and includes solar. All appliances throughout the home are brand new, along with a new hot water heater, new pool heater, and a newly installed whole-home water filtration system. Every improvement has been completed with an emphasis on low-maintenance ownership and long-term value.

Outside, the property delivers a true boater’s lifestyle with two private docks, a spacious waterfront deck, and a primary boat lift rated for up to 10, 000 pounds, providing effortless access to the canal and open water. The layout allows owners to enjoy the main residence while utilizing the boathouse as a private living space or income-producing unit. Located in unincorporated Ruskin, the property allows for short-term rentals, offering the flexibility to operate as an Airbnb, use as a seasonal retreat, or enjoy as a full-time waterfront residence.

This is a rare opportunity to own a fully renovated, furnished, income-capable waterfront home with premium boating infrastructure in the Tampa Bay area.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1968
  • Garage: Boat, Golf Cart Parking, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,172
  • Acreage: 0.31
  • Est. Taxes: $10,365
  • View: Pool, Water
  • Pool: Deck, Heated, In Ground, Lighting
  • Appliances: Bar Fridge, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Washer, Water Filtration System
  • MLS#: TB8477879
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/TB8477879/824seabreezedrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2026 6:32:03 AM)

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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

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824 SEABREEZE DRIVE, Ruskin, FL, 33570

$845,999

The Aquidneck Team

Sales Associates

William Raveis Real Estate

Phone: 401.640.0807

AquidneckTeam@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $676,799 $676,799 $676,799
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.259% 6.203%
Monthly Tax Payment $864 $864 $864
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,950 $4,112 $5,711
Total Monthly Payment $4,906 $5,068 $6,667

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.