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Dockable Lot, Dock Easement Paid. Refined Coastal Luxury in MiraBay — Lagoon Lot with Designer Upgrades & Resort-Style Outdoor Living. Welcome to an exceptional coastal residence in the highly sought-after MiraBay community, where refined design meets waterfront living along the shores of Tampa Bay. Perfectly positioned on a desirable lagoon lot, this stunning home offers an elevated lifestyle with seamless indoor-outdoor living, thoughtful upgrades, and beautifully curated finishes throughout. From the moment you arrive, timeless Key West architecture is enhanced by Kichler black coach lights, permanent soffit holiday lighting, lush landscaping with concrete curbing, and a brick paver driveway that creates striking curb appeal. A glass front door opens to a bright interior featuring luxury vinyl plank flooring throughout the main living areas, a striking spindle staircase, soaring 20-foot foyer ceiling, recessed lighting, surround sound speakers, and designer gold ceiling fixtures. The chef’s kitchen serves as the heart of the home, showcasing white and grey soft-close cabinetry, quartz countertops, a spacious center island with pendant lighting, farmhouse sink, stainless steel appliances, built-in oven and microwave, glass tile backsplash, cabinet hardware, and an elegant butler’s pantry with gold and nickel finishes. The open gathering room is filled with natural light through triple sliding glass doors, creating a seamless connection to the outdoor living space. The primary suite offers a peaceful retreat with tray ceiling and spa-inspired bathroom featuring grey cabinetry, quartz countertops, dual sinks with premium Moen gold faucets, gold mirrors and lighting, and a walk-in shower with rain head and decorative listello tile. A custom walk-in closet with built-in organization system completes the suite. Upstairs, a spacious bonus room plumbed for a future bar provides flexible living space perfect for a media room, game room, or lounge area. Bedrooms two and three share a Jack and Jill bathroom with dual sinks and tub/shower combination. Another secondary bedroom features its own ensuite bath, while bedroom five serves as a second primary suite with walk-in shower, glass enclosure, quartz countertops, grey cabinetry, and closet organizer. Designed for year-round enjoyment, the outdoor living area is a private oasis featuring a saltwater heated pool and spa with self-cleaning system, brick paver pool deck, pool cage with lighting, outdoor kitchen, ceiling fans, and a dedicated pool bath. Waterfront living is elevated by the lagoon setting and paid dock easement, offering the opportunity to build a private dock and launch directly from your backyard. From the lagoon, boaters can navigate through MiraBay’s waterways to Tampa Bay and onward to the open waters of the Gulf of America. The oversized laundry room includes cabinetry, quartz countertops, and utility sink, while additional enhancements include cabinets above toilets, premium fixtures, garage ceiling storage racks, and thoughtful storage solutions. MiraBay residents enjoy a waterfront clubhouse, lagoon-style pool with waterslide, lap pool, fitness center, spa services, café, marina, tennis and pickleball courts, parks, trails, and community events. This exceptional property offers the perfect blend of luxury, comfort, and coastal lifestyle in one of the area’s most desirable waterfront communities. MiraBay is a One of a Kind Community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.183% |
| Monthly Tax Payment | $1,276 | $1,276 | $1,276 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,442 | $5,590 | $7,763 |
| Total Monthly Payment | $6,843 | $6,991 | $9,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.