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Take A Stroll in the Park…The market has waited 50 years for this true gem of a home to become yours in this special, sought-after quiet and serene residential neighborhood in the unincorporated Town of Ossining. This light and bright three bedroom, two bath ranch house sits on a half-acre lot on the high side of Morningside Drive with beautiful scenic views, and borders the 130-acre Charles K Ryder Memorial Park, which is one of the larger parks in Ossining…not to mention the backyard of this house has its own level park-like property. This house was built in the era when things were actually built to last. The well-maintained house has a beautiful new kitchen with granite countertops, white custom cabinetry and stainless steel appliances. You’ll appreciate the spacious interior room sizes, the beautiful hardwood floors, its many closets and custom built-ins, its wood burning fireplace, plus important updates the homeowner made over the years to keep the house current i. e. , new Weil McLain boiler (2022), new roof (2019), painting the exterior clapboard (2016), new windows (2000), new quality front stone masonry wall, bluestone walkway/steps and driveway (2009), and generator hook-up. In addition, the oil tank was brought above ground (2014) and a new 1, 000 gallon septic tank was installed (2024). You’ll be surprised at how large this house actually lives, as it not only has an oversized two-car garage, there is a huge playroom and separate laundry, storage and utility room. You can’t beat this suburban location that puts you where you need to be in record time with easy access to the train and highways. In addition, you can walk to many eateries, shops, recreation facilities. Runners and cyclists will enjoy the close proximity to the North County Trail, and Ryder Park visitors can avail themselves of an array of sport activities including soccer and baseball fields, tennis and basketball courts, playground, fitness trail, and horseshoe pits, plus it has a large pavilion, restrooms and picnic areas. And for all of you dog lovers, it has a large fenced-in dog park so your furry friends can run around off leash.
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $1,344 | $1,344 | $1,344 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,684 | $3,889 | $5,187 |
| Total Monthly Payment | $5,120 | $5,325 | $6,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.