|
Welcome to the sought-after River Gate gated community — a beautifully maintained neighborhood
offering privacy, amenities, and a prime location without 55+ restrictions. Tucked away on a quiet
cul-de-sac, this solid concrete block home delivers the perfect blend of comfort, style, and Florida
living.
This 3-bedroom, 2-bath residence with a 2-car garage featuring a retractable garage screen has been thoughtfully updated and meticulously cared for. Step inside to discover newer LVP flooring flowing throughout and elegant plantation shutters that add timeless charm and energy efficiency. The updated kitchen shines with modern finishes and includes all appliances, making it truly move-in ready. Both bathrooms have been tastefully refreshed, offering a clean, contemporary feel.
One of the standout features is the screened Florida Room, where tranquil water views create the
perfect setting for morning coffee or evening relaxation. Enjoy peaceful backyard scenery with no
rear neighbors immediately behind — just calming water views and nature.
River Gate residents enjoy access to a community pool and clubhouse, ideal for social gatherings
and enjoying the Florida sunshine. The neighborhood is centrally located in Palm Coast, known for
its beautiful parks, walking and biking trails, golf courses, and proximity to the Intracoastal Waterway.
Just a short drive away, you’ll find the stunning shores of the Atlantic Ocean, where miles of pristine
beaches await. Palm Coast offers a relaxed coastal lifestyle while still providing convenient access to
shopping, dining, healthcare, and major highways for easy commuting.
Whether you are looking for a primary residence, seasonal retreat, or investment opportunity, this home offers the perfect combination of location, updates, and low-maintenance living in one of Palm Coast’s desirable gated communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$339,995
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,996 | $271,996 | $271,996 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $208 | $208 | $208 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,675 | $1,717 | $2,259 |
| Total Monthly Payment | $1,958 | $2,000 | $2,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.