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Welcome to this bright and airy beautifully proportioned Jr. 4 co-op in the highly sought-after Garth Essex. With sunny western exposures and a private balcony overlooking picturesque, tree-lined Garth Road, this home is filled with warm afternoon light and inviting living spaces. The foyer offers the perfect opportunity for a stylish home office, reading nook, or additional dining area, and flows effortlessly into the expansive living room and versatile dining/den space framed by a striking wall of windows. Enjoy the outdoors on your own balcony retreat — ideal for morning coffee, outdoor dining, relaxing with a book, or entertaining friends. The thoughtfully designed walk through kitchen features granite countertops and rich cherry cabinetry, blending function with timeless style. A convenient half bath near the entry adds comfort and practicality for guests. The generously sized bedroom easily accommodates a king-size bed along with additional furnishings and features two closets, including a walk-in, plus a private en-suite full bath. Residents of the Garth Essex enjoy the convenience of laundry facilities on every floor and additional storage options (subject to availability). Perfectly positioned just moments from Scarsdale Village, Metro North, Bronx River walking and biking trails this location offers both tranquility and accessibility. As a resident you are entitled to join the Town’s Lake Isle Park, that features a Par 70, 18 hole golf course, 8 Tennis courts and 5 swimming pools including a 50 meter Olympic Pool with eight racing lanes. Monthly maintenance includes central A/C and is listed prior to the basic STAR credit (approximately $107/month). Minimum income of $116, 500 Some photo's have been visually staged.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,377 | $1,532 | $1,986 |
| Total Monthly Payment | $1,452 | $1,607 | $2,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.