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Welcome to this well-maintained studio co-op, ideally located in the heart of White Plains — offering the perfect balance of convenience and comfort. This thoughtfully designed first-floor unit features a spacious and functional layout. A generous storage closet provides organized living right from the start, while a sizable dressing room positioned near the bathroom offers double closet space and shelving for exceptional organization. The bathroom includes updated fixtures and brand-new sliding glass shower doors. The bright and comfortable living space features wall-to-wall carpeting over classic parquet floors and can be sold fully furnished — including a wood king-size Murphy bed, custom lift-up/pull-down blinds, darkening curtains in both the living room and kitchen, and all existing living room furniture — making this a truly move-in-ready opportunity. Recently updated kitchen showcases stainless steel appliances and a tasteful, modern design that feels clean and contemporary — a stylish and functional space that elevates the home beyond a typical studio layout. Additional conveniences include laundry on the same floor and an immediately assigned parking space — a rare and valuable benefit. Located just steps from supermarkets, shopping, and a wide variety of restaurants, everything you need is right outside your door. Commuting is effortless with the White Plains Metro-North station within walking distance, offering an approximately 33-minute express train to Grand Central Terminal. Westchester County Airport is also just minutes away. This efficiency apartment offers excellent value in a prime downtown White Plains location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $108,000 | $108,000 | $108,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $622 | $692 | $897 |
| Total Monthly Payment | $697 | $767 | $972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.