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Presented by
Lauren Rosen |
Welcome home to this spacious & beautifully maintained villa in the 55+ community of Garden Patio Villas the heart of Margate! This inviting residence offers a bright, open layout with tile flooring throughout, abundant natural light, & a seamless flow between living, dining, & kitchen spaces — perfect for comfortable everyday living & entertaining. The updated kitchen features rich wood cabinetry, granite countertops, stainless steel appliances, & a stylish mosaic tile backsplash, creating a warm & functional space for cooking & gathering. Enjoy generously sized bedrooms, with ensuite bathrooms & one tastefully updated with modern vanities, tilework & finishes. Step outside to your private outdoor patio & enjoy tranquil green space views - ideal for morning coffee, relaxing evenings, or simply taking in the Florida sun & beautiful weather. Additional highlights include an in-unit laundry area, ample storage, & an attached 1 car garage with room to park two cars in the driveway for the ultimate convenience. 2020 Roof, 2019 WH, 2022 AC for peace of mind! Located in a well-kept community close to shopping, dining, parks, & major roadways, this home offers the perfect blend of comfort, accessibility, & value. PET FRIENDLY 2 dogs/cats allowed per villa! Low HOA covers water, heated pool, grass, hedges & association trees, common areas. 10% downpayment required by HOA. NO RENTING. Don’t miss this opportunity to own a move-in ready villa in a prime Margate location!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
Sales Associate
William Raveis Real Estate
Phone: 413.645.2011
Lauren.Rosen@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | $427 | $427 | $427 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,295 | $1,366 | $1,833 |
| Total Monthly Payment | $1,796 | $1,867 | $2,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.