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Welcome to this beautiful high ranch, located in the highly sought after Commack School District. This four bedroom, two full bath home offers a spacious and functional layout, with bright, open living areas and quality updates throughout. The main level features an updated open kitchen with gas cooking, stainless steel appliances, and granite countertops, seamlessly flowing into a large dining area, perfect for entertaining. A sun filled living room, with beautiful hardwood floors, creates a warm and inviting atmosphere. The main level also includes a primary bedroom, two additional bedrooms, and a spacious full bath. The lower level offers versatile living space, with a fourth bedroom or home office, a large den featuring a wood burning fireplace, a full bath, laundry area, and direct access to the two car garage. Situated on a generous half acre property, the backyard is an entertainers dream. Enjoy a fully fenced yard, with an in ground pool featuring a new liner, a covered patio, a large wood deck, and expansive grassy areas, ideal for play, relaxation, and outdoor gatherings. Additional features include gas heat, central air conditioning, 200 amp electric service, and a roof approximately 5 years young, offering peace of mind for years to come. A perfect blend of comfort, space, and outdoor living, with so much more to offer. Zoned for Commack School District, North Ridge Primary, Burr Intermediate, Commack Middle and Commack High School. This One Will Not Last!
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,999 | $679,999 | $679,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.973% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,569 | $1,569 | $1,569 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,650 | $3,968 | $5,556 |
| Total Monthly Payment | $5,311 | $5,629 | $7,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.