82 TREE FROG Way, Saint Augustine, FL, 32095 | $475,000

Incredible views, outstanding amenities, shopping and everything you will love that comes along with this beautiful 5 bedroom home in St. Johns County! ** 2026 property tax credit attached to this home- best price per sq ft value in the neighborhood! 5 bedroom home with 3 full bathrooms in St. Johns County with a LOW CDD fee of $108. 98 a month! and a LOW HOA fee of $101. 67 per month! Live the Lifestyle in this stunning 5 bedroom, 3. 5 bath home with an additional second floor flex space, now on the market in Florida's top school district. Located in the highly sought after Twin Creeks at Creekside community in St. Johns County, this move in ready home has been immaculately maintained, and the pride of ownership shines throughout. This property truly offers it all, from location to upgrades, with close proximity to dining, shopping, and major highways, plus a rare fully fenced, pond view lot featuring a built in fire pit and extended paver patio, perfect for outdoor entertaining. This "move right in" home features brand new carpet, an oversized first floor primary suite, and a beautifully designed interior filled with thoughtful upgrades throughout. The primary suite showcases a custom design accent wall, built in closet shelving, and a spa inspired bath with a frameless shower glass. The bright, upgraded white kitchen offers a quiet layout ideal for busy households, highlighted by crown molded cabinetry, quartz countertops with tasteful marbling, a gas cooktop, and a reverse osmosis hookup to the refrigerator, ideal for everyday living and entertaining. Additional highlights include a half bath on the main level, a walk in laundry room, and ceiling fans in every room. Upstairs offers a versatile flex space along with bedrooms 2, 3, 4, and 5, providing exceptional space for family, guests, or a home office. Notable upgrades and features include permanent holiday exterior lighting, a water softener system, a solar-powered attic ventilation fan, a fully fenced backyard overlooking the pond, a built in fire pit, extended pavers, and a white kitchen upgrade with crown molding. This home combines spacious functionality, style, and a relaxing ambiance with a beautiful outdoor water view setting. Schedule your private showing today.

Features

  • Amenities: Pool, Clubhouse, Fitness Center, Jogging Path, Playground
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
  • Style: Traditional
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,255
  • Acreage: 0.13
  • Est. Taxes: $1,696
  • HOA Fee: $305 Quarterly
  • View: Pond
  • Elem. School: Lakeside Academy
  • Middle School: Lakeside Academy
  • High School: Beachside
  • Appliances: Dishwasher, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned
  • MLS#: 2130003
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /prop/2130003/82treefrogway_saintaugustine_fl?source=qrflyer
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Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

82 TREE FROG Way, Saint Augustine, FL, 32095

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $141 $141 $141
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,340 $2,433 $3,181
Total Monthly Payment $2,556 $2,649 $3,397

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.