166 Pearsall Drive, #5E, Mount Vernon, NY, 10552 | $160,000
Desirable 2 Bedroom Coop located in the sought after Gated Community of Vernon Woods. Enter the beautifully landscaped grounds and tranquil setting which includes1 FREE PARKING space in one of Mount Vernon's hidden treasures. Upon entry is a spacious Foyer which easily functions as a Dining Area. Modern and bright Kitchen features Wood Cabinetry and Granite countertops. Relax in the cozy Livingroom with double windows allowing for an abundance of natural light. The Bathroom is detailed with traditional crisp white Wainscoting, complemented by a durable, stylish tiled floor and brand new Bath Fitters tub. Two Bedrooms allow the flexibility of using one as a Den, Office, Nursery or Guest Bedroom. Enjoy the custom built-in closets in Primary Bedroom. Complex consists of 9 Residential Buildings on 10 Private Acres. Enjoy the list of FREE Amenities: Private shuttle bus that runs between Vernon Woods and Pelham Metro North Station(only 25 minutes to GCS), on site Health Club with Racket ball, Tennis, Basketball, fully equipped Gym, Track and Community Room. PLUS a Picnic/BBQ area, On-site Laundry, 24 Hour Security and Management/Maintenance on site. PLUS Wood Flooring throughout! Come see and make this wonderful Community your home. Unit is now vacant. BOARD APPROVAL/FEES REQUIRED. 700+ Credit, $70k Min Income, Min 20% Down Payment, DTI 35% or less. Renting allowed with approval after 2 years.
Features
- Parking: 1-car, Unassigned
- Heating: Hot Water, Natural Gas
- Cooling: Wall/Window Unit(s)
- Levels: 6
- Amenities: Basketball Court, Children's Playroom, Clubhouse, Elevator(s), Fitness Center, Gated, Live In Super, Parking, Playground, Security, Tennis Court(s)
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: Common Area, Outside
- Complex: Vernon Woods
- Year Built: 1948
- Approx Sq. Feet: 800
- Elem. School: Traphagen
- Middle School: Pennington
- High School: Mt Vernon High School
- School District: Mount Vernon
- Pet Policy: Cats OK
- Appliances: Gas Oven, Gas Range, Refrigerator
- MLS#: 944832
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/944832/166pearsalldrive_mountvernon_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
166 Pearsall Drive, #5E, Mount Vernon, NY, 10552
$160,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $128,000 | $128,000 | $128,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $767 | $799 | $1,054 |
| Total Monthly Payment | $842 | $874 | $1,129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535