11728 SE 91ST CIRCLE, Summerfield, FL, 34491 | $304,900

Popular floor plan, not too big and not too small, the Citation model boasts two bedrooms and two baths plus a den with French doors. The home only has carpet in the Primary bedroom and other rooms are tiled or have luxury vinyl laminate. The house has been re-piped. The roof was re-shingled in 2024 and has a new water heater. A plus is a whole house Brita pro water softener. The home is situated on a private lot in an area of the newest homes in the community and close to the North entrance. The second bedroom has a Murphy wall bed and extra storage cabinets that convey. The light kitchen cabinets have 36 in. uppers with crown molding and pull-out shelving and light appliances with newer refrigerator and dishwasher. There is a solar tube between the kitchen and living room for added light. The garage is extended to 25 ft and has pull down attic storage steps, a sink and has a screen enclosure and the screening was recently renewed. A spacious lanai is enclosed with glass windows and leads to an outside open patio. Driveway, sidewalk and lanai have a painted finish.
The entertainment center, dining room set and master bedroom furniture can convey with purchase if desired. Don't miss this great home which that has only one owner and is well maintained.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 60 x 105
  • Laundry: Inside
  • Style: Florida
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,575
  • Acreage: 0.14
  • Lot Size: 60 x 105
  • Est. Taxes: $2,087
  • HOA Fee: $214 Monthly
  • Lot Desc: Landscaped
  • Adult Communities: Yes
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: OM718807
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/OM718807/11728se91stcircle_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/27/2026 8:37:59 PM)
Listing courtesy of JUDY L. TROUT REALTY   Phone: 352-208-2629

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11728 SE 91ST CIRCLE, Summerfield, FL, 34491

$304,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $243,920 $243,920 $243,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $174 $174 $174
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,347 $1,443 $1,945
Total Monthly Payment $1,596 $1,692 $2,194

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.