Welcome to this Spacious 5- Level Split Home with 3 Bedrooms and 2. 5 Bathrooms. The First Floor features a Large Living Room, Dining Room and a Kitchen w/Granite and SS Appliances. The Second Level has 2 spacious Bedrooms and a Full Bath, with Washer/Dryer in Hallway for convenience. On the Third Level you will find a Large Primary Bedroom with ample closet space. The Lower Level offers a Den, Half Bathroom, Sunroom and interior access to the finished Garage. Hardwood Floors, Crown Molding, Ductless Split Units and Recess Lighting throughout the house. The Basement is Fully Finished with walk-out access. Possible Mother/Daughter with proper permits. Access the backyard from Sliders in Dining Room. Paver Patio, Oversized Yard with Semi-Inground pool, Fenced Yard. Located in Flood Zone X. No flood insurance required. In close Proximity to Schools, LIRR, shops, Restaurants, Beaches and much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.132% | 5.396% |
| Monthly Tax Payment | $1,155 | $1,155 | $1,155 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,530 | $3,828 | $5,096 |
| Total Monthly Payment | $4,777 | $5,075 | $6,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.