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Presented by
Hilary Evans |
Welcome to 2206 Folly Road in the desirable Waterfront Point subdivision, where breathtaking marsh views and Lowcountry wildlife surround you from both the front and back of the home. From the moment you step inside, you're greeted with abundant natural light and warm wood floors that flow seamlessly throughout the first level. Just off the foyer is a beautifully appointed flex room with a walk-in closet--currently used as a home office but easily functioning as a fourth bedroom. The open-concept living space is designed for both everyday comfort and entertaining. The kitchen features a large granite island, custom cabinetry extending to the ceiling, bold crown molding, and stunning views overlooking the tidal creek. The family room offers a cozy gas fireplace and direct access to the sunroom, which was thoughtfully converted from a screened porch in 2015creating a year-round space to enjoy the surrounding natural beauty. Mini-split provides temp control for garage area. Upstairs, two guest bedrooms share a full bath, while the spacious primary suite offers a walk-in closet and a beautifully remodeled en suite bath (2024) with a detailed Travertine walk-in shower. The primary suite also provides access to a private upper deckperfect for enjoying peaceful sunrises and watching the local wildlife. This home has been meticulously maintained and extensively updated: 2018: Hardie Plank siding replacement, marsh-side windows replaced 2024: Primary bathroom renovation 2025: HVAC systems including (including ductwork), both mini-splits on main floor and whole-house dehumidifier installed 2026: Whole-home generator and new garage door installed An elevator services all levels from the garage to the top floor, adding both convenience and long-term accessibility. Just steps from the home, the shared dock includes a boat lift positioned near the end of the creek for easier access at low tideideal for enjoying the waterways that make this area so special. Located just 15 minutes from historic downtown Charleston and five minutes or less to the charming seaside town of Folly Beach, this property offers the perfect balance of convenience and island tranquility. Experience the best of Lowcountry livingpeaceful waterfront views, modern upgrades, and close proximity to everything Charleston has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,325,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.584.5713
Hilary.Evans@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.154% | 6.031% | 5.991% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,019 | $6,270 | $8,802 |
| Total Monthly Payment | $6,144 | $6,395 | $8,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.