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Charming 1-family home situated on a generous 55’ x 100’ lot with R3X zoning (zoned for a 2-family). This well-maintained property features hardwood floors throughout and a functional, spacious layout. The first floor offers 2 bedrooms, 1 fully renovated bath, a bright living room, dining room, and an eat-in kitchen with stainless steel appliances, backsplash, oven, refrigerator, and microwave, plus access to the backyard. The second floor includes 2 additional bedrooms and 1 fully renovated full bath. The includes a 2 car driveway and a finished basement provides additional living or recreation space and includes a laundry room, boiler, oil tank, and gas meters. Home features Sprinkler system & Security Cameras. A great opportunity with flexible living space throughout. Near P. S. /M. S. 138 Sunrise School. Convenient transportation options nearby: Rail lines: Long Beach Branch (0. 4 mi), Far Rockaway Branch (0. 4 mi), Babylon Branch (1. 1 mi). Bus lines: QM63, Q111, Q85, Q86, Q89, Q5, Q87 (0. 1–0. 4 mi).
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $532 | $532 | $532 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,832 | $3,988 | $5,308 |
| Total Monthly Payment | $4,456 | $4,612 | $5,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.