OPEN HOUSE ON 1/17/26 CANCELED DUE TO INCLEMENT WEATHER - There is an easy, welcoming rhythm to this bi level home in Middletown, where the layout supports everyday living while offering flexibility to grow and adapt. With four bedrooms and one and a half baths, the home creates a natural balance between connection and privacy, allowing each space to feel purposeful without feeling closed off. The kitchen blends function and warmth with stainless steel appliances, granite countertops, and wood cabinetry that bring a timeless, grounded feel. There is room for a table that can be styled as an intimate breakfast seating area or expanded for a larger gathering, depending on your personal style. A separate dining room adds another layer of versatility for entertaining and special occasions, flowing comfortably into the living room for easy conversation and relaxed evenings. Beneath the carpeting, hardwood flooring runs throughout the home, offering future owners the opportunity to reveal and personalize a classic finish. The lower level opens up a world of possibility. Sliding glass doors lead directly outside, filling the space with natural light and creating a seamless indoor outdoor connection. This level offers a flexible living space designed to evolve with your lifestyle, ideal for a media retreat, home office, workout area, or creative studio. Outside, imagine shaping the backyard into a patio setting or private oasis that reflects how you want to unwind and entertain. Life in Middletown delivers a lifestyle that blends convenience, culture, and community. Enjoy nearby attractions like the Paramount Theatre, shopping and dining at the Galleria at Crystal Run, and outdoor escapes at Highland Lakes State Park. The city’s restaurants, breweries, parks, and events create an energy that feels vibrant without being overwhelming. Commuters benefit from access to Metro-North Railroad, making travel to New York City achievable in approximately 75 to 90 minutes. Here, you enjoy space, comfort, and neighborhood living while staying connected to everything beyond. This home offers more than square footage. It offers the opportunity to shape a lifestyle that feels grounded, adaptable, and unmistakably Middletown.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $556 | $556 | $556 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,842 | $1,944 | $2,593 |
| Total Monthly Payment | $2,473 | $2,575 | $3,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.