157 Otter Road, Hilton Head Island, SC, 29928 | $910,000

This beautifully updated residence offers a coastal design flair with LVP flooring throughout, designer lighting, and beautiful furnishings. The great room features LVP flooring, a fireplace set against a striking shiplap wall, and a seamless flow into the dining area and Carolina room, ideal for everyday living and entertaining. The kitchen is inviting with LVP flooring, warm wood countertops, custom cabinetry, stainless appliances, and a dedicated coffee bar area. . The kitchen opens to the dining area and leads directly to the outdoor deck with Trex decking, perfect for indoor to outdoor gatherings. Two guest bedrooms each offer LVP flooring and closets, sharing a beautifully appointed bath. The owner suite provides a private retreat with LVP flooring, a walk in closet, and a spa inspired bath featuring dual granite vanities, tile flooring, shiplap detail, and an impressive tiled shower. Enjoy the expansive outdoor living with an impressive Trex deck with cable railing overlooking a grassy open space, ideal for morning coffee, afternoon cocktails, and enjoying the Lowcountry breezes. A paver walkway leads from the driveway along the side of the home to the deck, and the driveway accommodates at least four cars. Enjoy the unmatched lifestyle of Sea Pines with beaches, boating, biking, and world class recreation just moments from your door in this move in ready coastal retreat.

Features

  • Amenities: Beach Rights,Beach Access,Marina,Clubhouse,Garden Area,Playground,Pickleball,Pool,Restaurant,Guard,Trail(s)
  • Bedrooms: 3
  • Baths: 2 full
  • Style: One Story,Patio Home
  • Development: Sea Pines
  • Year Built: 1979
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central Air,Electric,Heat Pump
  • Approx Sq. Feet: 2,035
  • Acreage: 0.12
  • Lot Desc: < 1/4 Acre
  • View: Landscaped
  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Self Cleaning Oven,Washer
  • MLS#: 504680
  • Website: https://www.raveis.com
    /prop/504680/157otterroad_hiltonheadisland_sc?source=qrflyer
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Listing courtesy of Charter One Realty   Phone: 843-785-4460

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

157 Otter Road, Hilton Head Island, SC, 29928

$910,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $728,000 $728,000 $728,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.349% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,365 $4,482 $6,143
Total Monthly Payment $4,457 $4,574 $6,235

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.