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One or more photo(s) has been virtually staged. New Price and $5, 000 towards Buyers Closing Costs! 4530 Treasure Cay Rd, Tavares, FL ~ Welcome to this 2, 545 square foot spacious 5-bedroom, 3-bath home built in 2005, offering a versatile and highly desirable layout in an established community. Featuring two primary suites, this home is perfect for multi-generational living or hosting friends and family. One suite includes a private sitting/living area, creating the ideal retreat or flex space. The split floor plan provides privacy and functionality, while the large kitchen offers abundant cabinetry, generous counter space, and all appliances included, this home is ready for everyday living and entertaining. Enjoy outdoor living on the oversized 35x16 screened-in back porch overlooking a vinyl-fenced backyard, all situated on a large corner lot. A new roof was installed in November 2023 for added peace of mind. While the home does need some cosmetic updates such as flooring and paint, it is priced accordingly and presents an incredible value for a one-story home of this size. It’s hard to find this much square footage all on one level making this a rare opportunity to customize and build equity. Community amenities include a pool and racquetball courts, all with a low HOA fee of just $70 per month. Conveniently located near shopping, dining, and major roadways, this property offers space, value, and potential all in one. All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Check out the Virtual Tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,200 | $335,200 | $335,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $329 | $329 | $329 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,983 | $2,091 | $2,761 |
| Total Monthly Payment | $2,386 | $2,494 | $3,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.