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**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment. **
Welcome to 292 E Constance Rd, a charming 3-bedroom, 3-bathroom single-family home nestled in the heart of DeBary’s desirable Plantation Estates neighborhood, featuring a new roof installed in January 2025 and appliances updated in 2025 for added peace of mind.
Step inside and be greeted by a bright, welcoming living space that opens to the backyard through elegant French doors, creating an inviting setting for seamless indoor-outdoor living. The thoughtfully designed layout includes a cozy kitchen with a dining area, making everyday meals and gatherings both comfortable and convenient.
The split floor plan offers privacy and flexibility, featuring two generously sized bedrooms with en suite bathrooms, along with an additional versatile third bedroom that provides direct backyard access. This adaptable space is ideal for a home office, craft room, or private guest retreat.
Outside, enjoy your own private oasis with a screened patio, above-ground pool, and a fully fenced backyard designed for relaxing and entertaining. Additional outdoor features include a cozy gazebo, private yard, and DETACHED office space, offering even more functionality and lifestyle options.
Centrally located just minutes from the St. Johns River, paved trails, and scenic parks, this home blends everyday convenience with the best of Florida living. With close proximity to I-4, commuting to downtown Orlando, the beaches, and surrounding attractions is quick and easy.
Perfect for families, first-time buyers, or anyone seeking a welcoming community with access to recreation and city amenities, this property combines comfort, versatility, and lasting appeal in a sought-after DeBary location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | $435 | $435 | $435 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,590 | $1,677 | $2,251 |
| Total Monthly Payment | $2,100 | $2,187 | $2,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.