825 NE 165TH STREET, Citra, FL, 32113 | $399,000

Experience the perfect combination of comfort, space, and rural charm with this well-maintained 3-bedroom, 2-bathroom brick home situated on 3. 21 acres in the peaceful community of Citra. Ideal for those seeking a private homestead, hobby farm, or equestrian-friendly property, this residence offers both functionality and timeless appeal. Located close to Majestic Oaks Equestrian Center. The RV in the photos has been removed.
The home features a practical layout with bright, open living spaces and durable brick construction designed for low maintenance. Two well-appointed bathrooms provide convenience for family and guests, while the overall floor plan supports both everyday living and entertaining.
Outdoors, the acreage is thoughtfully arranged with open pasture accented by mature trees, creating a scenic and usable landscape. Horse enthusiasts will appreciate the two-stall barn, offering space for animals, equipment, or additional storage. With ample room to expand, garden, or simply enjoy the quiet surroundings, this property presents a wide range of possibilities.
Conveniently located between Ocala and Gainesville, this mini farm offers the tranquility of country living with easy access to The World Equestrian Center and other nearby amenities, services, and commuter routes.
New roof in Nov 2024

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 209 x 719
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1982
  • Garage: 2-car Driveway, RV Parking
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,600
  • Acreage: 3.21
  • Lot Size: 209 x 719
  • Est. Taxes: $1,863
  • Lot Desc: Farm, Pasture, Zoned for Horses
  • View: Garden, Trees/Woods
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM718916
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/OM718916/825ne165thstreet_citra_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/10/2026 12:09:01 PM)
Listing courtesy of PEGASUS REALTY & ASSOC INC   Phone: 352-629-4505

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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825 NE 165TH STREET, Citra, FL, 32113

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $155 $155 $155
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,888 $1,965 $2,606
Total Monthly Payment $2,118 $2,195 $2,836

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.