232 W HENRY STREET, Punta Gorda, FL, 33950 | $195,000

Tucked behind your very own double gate entrance, surrounded by tall concrete walls, presents a two-bedroom one bath secluded oasis, unscathed by recent storms. Enjoy your two private courtyards, one custom screened enclosed invites the outdoors yet protected from pesky pests while lounging, grilling & entertaining all the while keeping children & pets safe; your other courtyard offers infinite opportunities like gardening. Enter through the new enclosed front porch where natural light and LVP flooring flows from room to room new sleek, recessed lighting illuminate throughout. Tailored cabinetry and granite sink in the kitchen, complements the quartz countertops, a full view glass panel door an added perk of natural light, serves as easy access to the side of the home with ample café area for extra dining options or extra seating as to be near your enclosed courtyard activities. Renovated bathroom, ergonomically, friendly height quartz vanity, tall custom deep set wall cabinet, new toilet and floor to ceiling tile shower. Spacious bedrooms boast serene views from each new oversized, high impact windows. Living room is graced with floor to ceiling windows and sliders, a spacious secluded lanai with privacy pet friendly screens featuring a double door storage option, and access to the back of the yard. Assigned close proximity parking. Some of the many new improvements 2023 present roof, high impact windows, HVAC system, water heater system for efficiency, interior and exterior electric panel upgrade, courtyard & front porch enclosure, pavers and landscaping. The ease and security of condo living is combined with rare flexibility of private expansive outdoor living. This well-appointed updated home offers a non-intrusive homeowners corporation, an 8-resident community, that maintains shared areas for carefree living while enjoying the creative freedom to personalize your property. All securely tucked behind your own double gates.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Closet
  • Complex: CEDARWOOD TERRACE BLDG 04
  • Year Built: 1980
  • Common Charge: $400 Monthly
  • Approx Sq. Feet: 1,034
  • Acreage: 0.03
  • Est. Taxes: $2,191
  • Elem. School: Sallie Jones Elementary
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Other
  • MLS#: C7522021
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7522021/232whenrystreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/25/2026 10:02:08 PM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-225-4663

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

232 W HENRY STREET, Punta Gorda, FL, 33950

$195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $156,000 $156,000 $156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $183 $183 $183
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $874 $934 $1,254
Total Monthly Payment $1,132 $1,192 $1,512

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.