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Welcome to the Patio Homes section of Orchid Springs — ideally positioned in the heart of Winter Haven, right in the center of the state.
This well-maintained 3-bedroom home features a desirable split floor plan, offering privacy between the primary suite and guest bedrooms — ideal for visitors, hobbies, or a dedicated home office.
Situated on a cul-de-sac street with no rear neighbors, this property offers added privacy and a more peaceful setting than many patio homes. The lot is larger than average for the community, giving you extra breathing room, and there are additional temporary parking spaces connected to the property — a rare and practical bonus for guests.
Designed for low-maintenance living, the updated kitchen showcases neutral cabinetry, solid surface countertops, modern backsplash, and an efficient layout that makes everyday life simple. The remodeled bath offers fresh tile work and a clean, modern feel.
Natural light flows through the main living area and into the enclosed patio space, creating flexible bonus square footage perfect for a reading nook, workout area, or morning coffee retreat. Just outside, the private courtyard provides peaceful outdoor enjoyment without the upkeep of a traditional yard — ideal for taking advantage of Florida’s wonderful year-round climate.
The oversized garage with dedicated laundry and extra storage adds everyday functionality many patio homes don’t offer.
Living in Orchid Springs means mature landscaping, quiet streets, and a relaxed lifestyle — all just minutes from shopping, dining, medical facilities, and major roadways. Being centrally located in Florida places you within easy reach of both coasts, major airports, and world-class attractions — without the congestion of larger metro areas.
If you’re looking for easy, lock-and-leave living with privacy, smart updates, and a location that truly makes sense — this one stands out.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $133 | $133 | $133 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,147 | $1,193 | $1,601 |
| Total Monthly Payment | $1,355 | $1,401 | $1,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.