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Presented by
Kenny Hilbig |
Welcome to this charming and cozy updated 3 bedroom 1 bath with utility/workspace structure and carport, nestled on a beautifully refreshed landscaped 19, 040 SQ ft double lot in the very desirable Bay Shores Punta Gorda community. So much room to relax, garden or entertain. This home boasts hardwood floors, solid pine walls with bookcases and charm. Heating and cooling provided by mini split which provides year round comfort to the entire home. New roof in 2022, Kitchen appliances 2025 and a completely fresh and remodeled bright new bathroom with walk in shower. Kitchen boasts a bright and lovely backsplash! Both kitchen and bath have been updated with new plumbing as well as new wiring in the electrical panel and new electric box in the Utility Workspace. This home and utility/workspace are concrete block and stucco on city water and septic. Utility/Workspace structure houses the washer and dryer with double doors to the covered carport.
Darst Park and Peace River Boat Launch are right down the road so bring your water toys and enjoy the Florida lifestyle! This home is conveniently located just minutes to I-75, downtown Punta Gorda, Charlotte Harbor, local shopping, dining and Punta Gorda Airport! Don't miss your opportunity to own your place in the sun for your year round residence or snowbird retreat!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$205,000
Sales Associate
William Raveis Real Estate
Phone: 508.901.3311
Kenny.Hilbig@Raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $164,000 | $164,000 | $164,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $193 | $193 | $193 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $944 | $982 | $1,318 |
| Total Monthly Payment | $1,212 | $1,250 | $1,586 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.