12992 N MARSH DRIVE, Port Charlotte, FL, 33953 | $449,000

Begin Living the Florida Dream in this well-appointed, MOVE-IN READY, FURNISHED 3 Bedroom, 2 Bath popular “Open” Bellingwood Great Room floor plan (with few exclusions), ideally overlooking a peaceful and private scenic pond. The expansive outdoor lanai showcases a saltwater pool and captures endless views of nature — the perfect setting to relax or entertain. This impeccable home features striking architectural appeal, including a grand etched glass front door, elegant front hallway archways, 10–13 ft volume ceilings, and 8-foot interior doors. Decorative upgrades include 36-inch Manchester Glazed Maple kitchen cabinetry with tile backsplash, a large island with granite countertops and maple base, and quality stainless steel appliances. The spacious primary suite offers a tray ceiling, two walk-in closets, and a luxurious bath featuring a large walk-in glass Roman shower. Additional highlights include crown molding, designer lighting, plantation shutters, porcelain tile flooring throughout, accordion shutters, a powered front door and Lanai storm shutter, mature landscaping, and more. Major updates provide peace of mind: NEW ROOF (2024), NEW A/C (2023), and EXTERIOR PAINT (2023). Riverwood Private Beach Club Membership is transferable. Ask agent for details. Enjoy all that Riverwood has to offer — a premier resort lifestyle community featuring Riverwood Golf Club, named Golfer’s Choice 2021 #1 Florida Course and Top 15 U. S. Courses by Golf Advisor. The Activity Center campus offers lap and resort-style pools, a fitness center, pickleball courts, small and large dog parks, tennis courts, lawn croquet, bocce courts, an art classroom, library, and vibrant social events. Additional membership fees apply for the golf club and the Private Beach Club on Manasota Key. Riverwood is conveniently located near the Tampa Bay Rays Spring Training facility, Atlanta Braves Spring Training facility, Gulf beaches, Charlotte Harbor (the second-largest estuary in Florida), the Myakka River (a designated Florida Scenic River), and the charming coastal communities of Punta Gorda, Englewood, and Boca Grande. Riverwood — the perfect blend of Florida’s natural beauty and an exceptional resort lifestyle.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2012
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,800
  • Acreage: 0.16
  • Est. Taxes: $6,289
  • HOA Fee: $354 Monthly
  • Lot Desc: Landscaped
  • View: Pool, Water
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Gunite, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: D6145943
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/D6145943/12992nmarshdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/2/2026 11:34:16 AM)
Listing courtesy of RIVERWOOD REALTY   Phone: 941-743-9663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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12992 N MARSH DRIVE, Port Charlotte, FL, 33953

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $524 $524 $524
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,984 $2,125 $2,864
Total Monthly Payment $2,583 $2,724 $3,463

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.